{"id":44785,"date":"2026-10-09T14:37:15","date_gmt":"2026-10-09T07:37:15","guid":{"rendered":"https:\/\/vtcpay.vn\/blog\/?p=44785"},"modified":"2026-10-09T14:37:15","modified_gmt":"2026-10-09T07:37:15","slug":"so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam","status":"publish","type":"post","link":"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html","title":{"rendered":"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6ac91d5476053\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6ac91d5476053\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#Cong_thanh_toan_la_gi\" >C\u1ed5ng thanh to\u00e1n l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#Cac_mo_hinh_chi_phi_cong_thanh_toan_pho_bien\" >C\u00e1c m\u00f4 h\u00ecnh chi ph\u00ed c\u1ed5ng thanh to\u00e1n ph\u1ed5 bi\u1ebfn<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#1_Tinh_phi_theo_tung_giao_dich\" >1. T\u00ednh ph\u00ed theo t\u1eebng giao d\u1ecbch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#2_Phi_co_dinh_hoac_phi_duy_tri\" >2. Ph\u00ed c\u1ed1 \u0111\u1ecbnh ho\u1eb7c ph\u00ed duy tr\u00ec<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#3_Mo_hinh_ket_hop\" >3. M\u00f4 h\u00ecnh k\u1ebft h\u1ee3p<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#So_sanh_chi_phi_giua_cac_mo_hinh_cong_thanh_toan\" >So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#Khong_nen_chi_so_sanh_muc_phi_giao_dich\" >Kh\u00f4ng n\u00ean ch\u1ec9 so s\u00e1nh m\u1ee9c ph\u00ed giao d\u1ecbch<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#Chi_phi_tich_hop\" >Chi ph\u00ed t\u00edch h\u1ee3p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#Chi_phi_duy_tri\" >Chi ph\u00ed duy tr\u00ec<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#Chi_phi_theo_phuong_thuc_thanh_toan\" >Chi ph\u00ed theo ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#Chi_phi_xu_ly_giao_dich_loi\" >Chi ph\u00ed x\u1eed l\u00fd giao d\u1ecbch l\u1ed7i<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#Vi_du_cach_tinh_tong_chi_phi\" >V\u00ed d\u1ee5 c\u00e1ch t\u00ednh t\u1ed5ng chi ph\u00ed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#VTC_Pay_%E2%80%93_giai_phap_thanh_toan_cho_doanh_nghiep\" >VTC Pay \u2013 gi\u1ea3i ph\u00e1p thanh to\u00e1n cho doanh nghi\u1ec7p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\/#Ket_luan\" >K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">Chi ph\u00ed l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 doanh nghi\u1ec7p c\u1ea7n c\u00e2n nh\u1eafc khi l\u1ef1a ch\u1ecdn c\u1ed5ng thanh to\u00e1n. Tuy nhi\u00ean m\u1ee9c ph\u00ed th\u1ea5p ch\u01b0a ch\u1eafc \u0111\u1ed3ng ngh\u0129a v\u1edbi ph\u01b0\u01a1ng \u00e1n t\u1ed1i \u01b0u. Ngo\u00e0i ph\u00ed giao d\u1ecbch doanh nghi\u1ec7p c\u00f3 th\u1ec3 ph\u00e1t sinh chi ph\u00ed t\u00edch h\u1ee3p, duy tr\u00ec, \u0111\u1ed1i so\u00e1t ho\u1eb7c c\u00e1c kho\u1ea3n ph\u00ed li\u00ean quan \u0111\u1ebfn t\u1eebng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u1eady c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam kh\u00e1c nhau nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 chi ph\u00ed? V\u00e0 doanh nghi\u1ec7p n\u00ean d\u1ef1a tr\u00ean nh\u1eefng ti\u00eau ch\u00ed n\u00e0o \u0111\u1ec3 l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng \u00e1n ph\u00f9 h\u1ee3p?<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cong_thanh_toan_la_gi\"><\/span><b>C\u1ed5ng thanh to\u00e1n l\u00e0 g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">C\u1ed5ng thanh to\u00e1n l\u00e0 gi\u1ea3i ph\u00e1p h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p k\u1ebft n\u1ed1i ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n tr\u1ef1c tuy\u1ebfn v\u1edbi c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00e1c nhau. Th\u00f4ng qua c\u1ed5ng thanh to\u00e1n kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch tr\u00ean website, \u1ee9ng d\u1ee5ng ho\u1eb7c c\u00e1c n\u1ec1n t\u1ea3ng b\u00e1n h\u00e0ng c\u1ee7a doanh nghi\u1ec7p.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">T\u00f9y m\u00f4 h\u00ecnh v\u00e0 nh\u00e0 cung c\u1ea5p doanh nghi\u1ec7p c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn nhi\u1ec1u ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n nh\u01b0 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, th\u1ebb ho\u1eb7c c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n \u0111i\u1ec7n t\u1eed kh\u00e1c.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Khi l\u1ef1a ch\u1ecdn doanh nghi\u1ec7p kh\u00f4ng n\u00ean ch\u1ec9 quan t\u00e2m \u0111\u1ebfn kh\u1ea3 n\u0103ng k\u1ebft n\u1ed1i. Chi ph\u00ed c\u1ed5ng thanh to\u00e1n v\u00e0 c\u00e1ch t\u00ednh ph\u00ed c\u0169ng c\u1ea7n \u0111\u01b0\u1ee3c xem x\u00e9t ngay t\u1eeb \u0111\u1ea7u.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-43950\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/09\/U-SEO-38.png\" alt=\"\" width=\"650\" height=\"340\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/09\/U-SEO-38.png 650w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/09\/U-SEO-38-300x157.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cac_mo_hinh_chi_phi_cong_thanh_toan_pho_bien\"><\/span><b>C\u00e1c m\u00f4 h\u00ecnh chi ph\u00ed c\u1ed5ng thanh to\u00e1n ph\u1ed5 bi\u1ebfn<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">M\u1ed7i nh\u00e0 cung c\u1ea5p c\u00f3 ch\u00ednh s\u00e1ch gi\u00e1 ri\u00eang. Tuy nhi\u00ean doanh nghi\u1ec7p c\u00f3 th\u1ec3 ph\u00e2n t\u00edch chi ph\u00ed theo m\u1ed9t s\u1ed1 m\u00f4 h\u00ecnh ph\u1ed5 bi\u1ebfn sau.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Tinh_phi_theo_tung_giao_dich\"><\/span><b>1. T\u00ednh ph\u00ed theo t\u1eebng giao d\u1ecbch<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 m\u00f4 h\u00ecnh trong \u0111\u00f3 doanh nghi\u1ec7p tr\u1ea3 ph\u00ed d\u1ef1a tr\u00ean s\u1ed1 l\u01b0\u1ee3ng ho\u1eb7c gi\u00e1 tr\u1ecb giao d\u1ecbch ph\u00e1t sinh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00e1ch t\u00ednh n\u00e0y th\u01b0\u1eddng ph\u00f9 h\u1ee3p v\u1edbi doanh nghi\u1ec7p c\u00f3 doanh thu thanh to\u00e1n bi\u1ebfn \u0111\u1ed9ng. Khi giao d\u1ecbch t\u0103ng, t\u1ed5ng chi ph\u00ed c\u0169ng t\u0103ng theo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u01afu \u0111i\u1ec3m c\u1ee7a m\u00f4 h\u00ecnh l\u00e0 doanh nghi\u1ec7p d\u1ec5 li\u00ean h\u1ec7 chi ph\u00ed v\u1edbi doanh thu th\u1ef1c t\u1ebf. Tuy nhi\u00ean c\u1ea7n ki\u1ec3m tra k\u1ef9 m\u1ee9c ph\u00ed \u00e1p d\u1ee5ng cho t\u1eebng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n v\u00e0 lo\u1ea1i giao d\u1ecbch.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Phi_co_dinh_hoac_phi_duy_tri\"><\/span><b>2. Ph\u00ed c\u1ed1 \u0111\u1ecbnh ho\u1eb7c ph\u00ed duy tr\u00ec<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 gi\u1ea3i ph\u00e1p c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng c\u00e1c kho\u1ea3n ph\u00ed c\u1ed1 \u0111\u1ecbnh theo th\u00e1ng ho\u1eb7c theo th\u1eddi gian s\u1eed d\u1ee5ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u00f4 h\u00ecnh n\u00e0y gi\u00fap doanh nghi\u1ec7p d\u1ec5 d\u1ef1 to\u00e1n ng\u00e2n s\u00e1ch. Nh\u01b0ng n\u1ebfu l\u01b0\u1ee3ng giao d\u1ecbch th\u1ea5p, chi ph\u00ed c\u1ed1 \u0111\u1ecbnh c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh kho\u1ea3n chi \u0111\u00e1ng k\u1ec3 so v\u1edbi doanh thu thanh to\u00e1n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Do \u0111\u00f3 doanh nghi\u1ec7p c\u1ea7n xem x\u00e9t c\u1ea3 t\u1ea7n su\u1ea5t giao d\u1ecbch thay v\u00ec ch\u1ec9 nh\u00ecn v\u00e0o m\u1ed9t m\u1ee9c ph\u00ed c\u1ed1 \u0111\u1ecbnh.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Mo_hinh_ket_hop\"><\/span><b>3. M\u00f4 h\u00ecnh k\u1ebft h\u1ee3p<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 gi\u1ea3i ph\u00e1p c\u00f3 th\u1ec3 k\u1ebft h\u1ee3p nhi\u1ec1u lo\u1ea1i chi ph\u00ed, ch\u1eb3ng h\u1ea1n ph\u00ed giao d\u1ecbch c\u00f9ng c\u00e1c kho\u1ea3n ph\u00ed d\u1ecbch v\u1ee5 ho\u1eb7c duy tr\u00ec.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 m\u00f4 h\u00ecnh c\u1ea7n \u0111\u01b0\u1ee3c ph\u00e2n t\u00edch k\u1ef9 h\u01a1n v\u00ec t\u1ed5ng chi ph\u00ed kh\u00f4ng ch\u1ec9 ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ed9t m\u1ee9c ph\u00ed duy nh\u1ea5t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Doanh nghi\u1ec7p n\u00ean y\u00eau c\u1ea7u b\u1ea3ng ph\u00ed \u0111\u1ea7y \u0111\u1ee7 tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 bi\u1ebft kho\u1ea3n n\u00e0o \u0111\u00e3 bao g\u1ed3m v\u00e0 kho\u1ea3n n\u00e0o c\u00f3 th\u1ec3 ph\u00e1t sinh th\u00eam.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-44787\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Ba-Mo-Hinh-Dinh-Gia-Minh-Hoa.png\" alt=\"\" width=\"1735\" height=\"906\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Ba-Mo-Hinh-Dinh-Gia-Minh-Hoa.png 1735w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Ba-Mo-Hinh-Dinh-Gia-Minh-Hoa-300x157.png 300w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Ba-Mo-Hinh-Dinh-Gia-Minh-Hoa-1024x535.png 1024w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Ba-Mo-Hinh-Dinh-Gia-Minh-Hoa-768x401.png 768w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Ba-Mo-Hinh-Dinh-Gia-Minh-Hoa-1536x802.png 1536w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Ba-Mo-Hinh-Dinh-Gia-Minh-Hoa-696x363.png 696w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Ba-Mo-Hinh-Dinh-Gia-Minh-Hoa-1068x558.png 1068w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Ba-Mo-Hinh-Dinh-Gia-Minh-Hoa-804x420.png 804w\" sizes=\"(max-width: 1735px) 100vw, 1735px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"So_sanh_chi_phi_giua_cac_mo_hinh_cong_thanh_toan\"><\/span><b>So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 c\u00f3 g\u00f3c nh\u00ecn r\u00f5 h\u01a1n, doanh nghi\u1ec7p c\u00f3 th\u1ec3 so s\u00e1nh theo c\u00e1c ti\u00eau ch\u00ed sau:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Ti\u00eau ch\u00ed<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ph\u00ed theo giao d\u1ecbch<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ph\u00ed c\u1ed1 \u0111\u1ecbnh<\/span><\/td>\n<td><span style=\"font-weight: 400;\">M\u00f4 h\u00ecnh k\u1ebft h\u1ee3p<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">C\u00e1ch t\u00ednh<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Theo giao d\u1ecbch<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Theo k\u1ef3 s\u1eed d\u1ee5ng<\/span><\/td>\n<td><span style=\"font-weight: 400;\">K\u1ebft h\u1ee3p nhi\u1ec1u kho\u1ea3n<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">D\u1ec5 d\u1ef1 to\u00e1n<\/span><\/td>\n<td><span style=\"font-weight: 400;\">T\u01b0\u01a1ng \u0111\u1ed1i<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Cao<\/span><\/td>\n<td><span style=\"font-weight: 400;\">C\u1ea7n ph\u00e2n t\u00edch<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Ph\u00f9 h\u1ee3p<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Giao d\u1ecbch bi\u1ebfn \u0111\u1ed9ng<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Giao d\u1ecbch \u1ed5n \u0111\u1ecbnh<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Nhu c\u1ea7u \u0111a d\u1ea1ng<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">C\u1ea7n l\u01b0u \u00fd<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ph\u00ed theo t\u1eebng ph\u01b0\u01a1ng th\u1ee9c<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Chi ph\u00ed khi giao d\u1ecbch th\u1ea5p<\/span><\/td>\n<td><span style=\"font-weight: 400;\">T\u1ed5ng chi ph\u00ed th\u1ef1c t\u1ebf<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">B\u1ea3ng tr\u00ean ch\u1ec9 mang t\u00ednh kh\u00e1i qu\u00e1t. Ch\u00ednh s\u00e1ch th\u1ef1c t\u1ebf ph\u1ee5 thu\u1ed9c v\u00e0o nh\u00e0 cung c\u1ea5p, ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n, ng\u00e0nh h\u00e0ng v\u00e0 th\u1ecfa thu\u1eadn v\u1edbi doanh nghi\u1ec7p.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Khong_nen_chi_so_sanh_muc_phi_giao_dich\"><\/span><b>Kh\u00f4ng n\u00ean ch\u1ec9 so s\u00e1nh m\u1ee9c ph\u00ed giao d\u1ecbch<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">M\u1ed9t sai l\u1ea7m ph\u1ed5 bi\u1ebfn l\u00e0 \u0111\u1eb7t hai nh\u00e0 cung c\u1ea5p c\u1ea1nh nhau v\u00e0 ch\u1ec9 nh\u00ecn v\u00e0o t\u1ef7 l\u1ec7 ph\u00ed giao d\u1ecbch.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tr\u00ean th\u1ef1c t\u1ebf, t\u1ed5ng chi ph\u00ed thanh to\u00e1n c\u00f3 th\u1ec3 bao g\u1ed3m nhi\u1ec1u y\u1ebfu t\u1ed1 kh\u00e1c.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Chi_phi_tich_hop\"><\/span><b>Chi ph\u00ed t\u00edch h\u1ee3p<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Doanh nghi\u1ec7p c\u00f3 th\u1ec3 c\u1ea7n ngu\u1ed3n l\u1ef1c k\u1ef9 thu\u1eadt \u0111\u1ec3 t\u00edch h\u1ee3p c\u1ed5ng thanh to\u00e1n v\u00e0o website ho\u1eb7c \u1ee9ng d\u1ee5ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu gi\u1ea3i ph\u00e1p c\u00f3 t\u00e0i li\u1ec7u r\u00f5 r\u00e0ng, m\u00f4i tr\u01b0\u1eddng ki\u1ec3m th\u1eed v\u00e0 h\u1ed7 tr\u1ee3 k\u1ef9 thu\u1eadt t\u1ed1t, doanh nghi\u1ec7p c\u00f3 th\u1ec3 gi\u1ea3m th\u1eddi gian tri\u1ec3n khai v\u00e0 chi ph\u00ed v\u1eadn h\u00e0nh.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Chi_phi_duy_tri\"><\/span><b>Chi ph\u00ed duy tr\u00ec<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Doanh nghi\u1ec7p c\u1ea7n ki\u1ec3m tra c\u00f3 ph\u00e1t sinh ph\u00ed duy tr\u00ec, ph\u00ed qu\u1ea3n l\u00fd ho\u1eb7c c\u00e1c kho\u1ea3n ph\u00ed \u0111\u1ecbnh k\u1ef3 hay kh\u00f4ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u00e2y l\u00e0 y\u1ebfu t\u1ed1 \u0111\u1eb7c bi\u1ec7t c\u1ea7n l\u01b0u \u00fd v\u1edbi doanh nghi\u1ec7p c\u00f3 l\u01b0\u1ee3ng giao d\u1ecbch ch\u01b0a \u1ed5n \u0111\u1ecbnh.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Chi_phi_theo_phuong_thuc_thanh_toan\"><\/span><b>Chi ph\u00ed theo ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">M\u1ed7i ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n c\u00f3 th\u1ec3 c\u00f3 ch\u00ednh s\u00e1ch ph\u00ed kh\u00e1c nhau. V\u00ec v\u1eady doanh nghi\u1ec7p n\u00ean xem x\u00e9t c\u01a1 c\u1ea5u thanh to\u00e1n th\u1ef1c t\u1ebf c\u1ee7a kh\u00e1ch h\u00e0ng thay v\u00ec ch\u1ec9 d\u1ef1a tr\u00ean m\u1ed9t m\u1ee9c ph\u00ed tham kh\u1ea3o.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Chi_phi_xu_ly_giao_dich_loi\"><\/span><b>Chi ph\u00ed x\u1eed l\u00fd giao d\u1ecbch l\u1ed7i<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Giao d\u1ecbch l\u1ed7i ho\u1eb7c c\u1ea7n x\u1eed l\u00fd l\u1ea1i c\u0169ng c\u00f3 th\u1ec3 t\u1ea1o th\u00eam chi ph\u00ed v\u1eadn h\u00e0nh. Doanh nghi\u1ec7p n\u00ean t\u00ecm hi\u1ec3u quy tr\u00ecnh x\u1eed l\u00fd giao d\u1ecbch th\u1ea5t b\u1ea1i, ho\u00e0n ti\u1ec1n v\u00e0 \u0111\u1ed1i so\u00e1t tr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-44788\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/So-sanh-chi-phi-thanh-toan-toan-dien.png\" alt=\"\" width=\"1735\" height=\"906\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/So-sanh-chi-phi-thanh-toan-toan-dien.png 1735w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/So-sanh-chi-phi-thanh-toan-toan-dien-300x157.png 300w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/So-sanh-chi-phi-thanh-toan-toan-dien-1024x535.png 1024w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/So-sanh-chi-phi-thanh-toan-toan-dien-768x401.png 768w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/So-sanh-chi-phi-thanh-toan-toan-dien-1536x802.png 1536w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/So-sanh-chi-phi-thanh-toan-toan-dien-696x363.png 696w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/So-sanh-chi-phi-thanh-toan-toan-dien-1068x558.png 1068w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/So-sanh-chi-phi-thanh-toan-toan-dien-804x420.png 804w\" sizes=\"(max-width: 1735px) 100vw, 1735px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Vi_du_cach_tinh_tong_chi_phi\"><\/span><b>V\u00ed d\u1ee5 c\u00e1ch t\u00ednh t\u1ed5ng chi ph\u00ed<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Gi\u1ea3 s\u1eed doanh nghi\u1ec7p c\u00f3 doanh thu thanh to\u00e1n tr\u1ef1c tuy\u1ebfn \u1ed5n \u0111\u1ecbnh m\u1ed7i th\u00e1ng. Thay v\u00ec ch\u1ec9 so s\u00e1nh t\u1ef7 l\u1ec7 ph\u00ed doanh nghi\u1ec7p c\u00f3 th\u1ec3 l\u1eadp b\u1ea3ng t\u1ed5ng h\u1ee3p:<\/span><\/p>\n<p><strong>T\u1ed5ng chi ph\u00ed thanh to\u00e1n = Ph\u00ed giao d\u1ecbch + Ph\u00ed c\u1ed1 \u0111\u1ecbnh + Chi ph\u00ed t\u00edch h\u1ee3p + Chi ph\u00ed v\u1eadn h\u00e0nh + C\u00e1c kho\u1ea3n ph\u00ed ph\u00e1t sinh<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Sau \u0111\u00f3 doanh nghi\u1ec7p \u0111\u01b0a d\u1eef li\u1ec7u giao d\u1ecbch th\u1ef1c t\u1ebf v\u00e0o t\u1eebng ph\u01b0\u01a1ng \u00e1n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00ed d\u1ee5, m\u1ed9t m\u00f4 h\u00ecnh c\u00f3 ph\u00ed giao d\u1ecbch th\u1ea5p nh\u01b0ng y\u00eau c\u1ea7u nhi\u1ec1u chi ph\u00ed c\u1ed1 \u0111\u1ecbnh. M\u1ed9t m\u00f4 h\u00ecnh kh\u00e1c c\u00f3 ph\u00ed giao d\u1ecbch cao h\u01a1n nh\u01b0ng \u00edt kho\u1ea3n ph\u00ed b\u1ed5 sung.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y ph\u01b0\u01a1ng \u00e1n c\u00f3 t\u1ef7 l\u1ec7 ph\u00ed th\u1ea5p h\u01a1n ch\u01b0a ch\u1eafc c\u00f3 t\u1ed5ng chi ph\u00ed th\u1ea5p h\u01a1n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00ec v\u1eady c\u00e1ch \u0111\u00e1nh gi\u00e1 ph\u00f9 h\u1ee3p l\u00e0 t\u00ednh chi ph\u00ed tr\u00ean c\u00f9ng m\u1ed9t k\u1ecbch b\u1ea3n doanh thu v\u00e0 s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-44789\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Phan-tich-tong-chi-phi-thanh-toan.png\" alt=\"\" width=\"1735\" height=\"906\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Phan-tich-tong-chi-phi-thanh-toan.png 1735w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Phan-tich-tong-chi-phi-thanh-toan-300x157.png 300w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Phan-tich-tong-chi-phi-thanh-toan-1024x535.png 1024w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Phan-tich-tong-chi-phi-thanh-toan-768x401.png 768w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Phan-tich-tong-chi-phi-thanh-toan-1536x802.png 1536w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Phan-tich-tong-chi-phi-thanh-toan-696x363.png 696w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Phan-tich-tong-chi-phi-thanh-toan-1068x558.png 1068w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/Phan-tich-tong-chi-phi-thanh-toan-804x420.png 804w\" sizes=\"(max-width: 1735px) 100vw, 1735px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"VTC_Pay_%E2%80%93_giai_phap_thanh_toan_cho_doanh_nghiep\"><\/span><b>VTC Pay \u2013 gi\u1ea3i ph\u00e1p thanh to\u00e1n cho doanh nghi\u1ec7p<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Khi l\u1ef1a ch\u1ecdn c\u1ed5ng thanh to\u00e1n, doanh nghi\u1ec7p c\u1ea7n nh\u00ecn t\u1ed5ng th\u1ec3 gi\u1eefa chi ph\u00ed, ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n, kh\u1ea3 n\u0103ng t\u00edch h\u1ee3p v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng h\u1ed7 tr\u1ee3.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">VTC Pay cung c\u1ea5p gi\u1ea3i ph\u00e1p thanh to\u00e1n tr\u1ef1c tuy\u1ebfn cho doanh nghi\u1ec7p, h\u1ed7 tr\u1ee3 k\u1ebft n\u1ed1i thanh to\u00e1n v\u00e0 ph\u1ee5c v\u1ee5 nhu c\u1ea7u v\u1eadn h\u00e0nh theo t\u1eebng m\u00f4 h\u00ecnh kinh doanh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Thay v\u00ec ch\u1ec9 so s\u00e1nh m\u1ed9t m\u1ee9c ph\u00ed, doanh nghi\u1ec7p c\u00f3 th\u1ec3 trao \u0111\u1ed5i tr\u1ef1c ti\u1ebfp v\u1ec1 nhu c\u1ea7u giao d\u1ecbch, ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n v\u00e0 quy m\u00f4 v\u1eadn h\u00e0nh \u0111\u1ec3 l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng \u00e1n ph\u00f9 h\u1ee3p.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong><a href=\"https:\/\/vtcpay.vn\/gioi-thieu-cong-thanh-toan\">\u0110\u0103ng k\u00fd t\u01b0 v\u1ea5n VTC Pay<\/a><\/strong> \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u00ecm hi\u1ec3u gi\u1ea3i ph\u00e1p thanh to\u00e1n cho doanh nghi\u1ec7p.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span><b>K\u1ebft lu\u1eadn<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam kh\u00f4ng n\u00ean d\u1eebng \u1edf m\u1ee9c ph\u00ed giao d\u1ecbch. Doanh nghi\u1ec7p c\u1ea7n xem x\u00e9t t\u1ed5ng chi ph\u00ed, bao g\u1ed3m ph\u00ed giao d\u1ecbch, ph\u00ed c\u1ed1 \u0111\u1ecbnh, chi ph\u00ed t\u00edch h\u1ee3p, v\u1eadn h\u00e0nh v\u00e0 c\u00e1c kho\u1ea3n ph\u00e1t sinh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u1ed9t ph\u01b0\u01a1ng \u00e1n ph\u00f9 h\u1ee3p kh\u00f4ng nh\u1ea5t thi\u1ebft l\u00e0 ph\u01b0\u01a1ng \u00e1n c\u00f3 m\u1ee9c ph\u00ed th\u1ea5p nh\u1ea5t. Quan tr\u1ecdng h\u01a1n l\u00e0 chi ph\u00ed c\u1ea7n t\u01b0\u01a1ng x\u1ee9ng v\u1edbi quy m\u00f4 giao d\u1ecbch, nhu c\u1ea7u thanh to\u00e1n v\u00e0 kh\u1ea3 n\u0103ng v\u1eadn h\u00e0nh c\u1ee7a doanh nghi\u1ec7p.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chi ph\u00ed l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 doanh nghi\u1ec7p c\u1ea7n c\u00e2n nh\u1eafc khi l\u1ef1a ch\u1ecdn c\u1ed5ng thanh to\u00e1n. Tuy nhi\u00ean m\u1ee9c ph\u00ed th\u1ea5p ch\u01b0a ch\u1eafc \u0111\u1ed3ng ngh\u0129a v\u1edbi ph\u01b0\u01a1ng \u00e1n t\u1ed1i \u01b0u. Ngo\u00e0i ph\u00ed giao d\u1ecbch doanh nghi\u1ec7p c\u00f3 th\u1ec3 ph\u00e1t sinh chi ph\u00ed t\u00edch h\u1ee3p, duy tr\u00ec, \u0111\u1ed1i so\u00e1t ho\u1eb7c c\u00e1c kho\u1ea3n ph\u00ed [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":44786,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[190,281],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam - VTC Pay Blog<\/title>\n<meta name=\"description\" content=\"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam v\u00e0 nh\u1eefng kho\u1ea3n ph\u00ed doanh nghi\u1ec7p c\u1ea7n l\u01b0u \u00fd khi l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam - VTC Pay Blog\" \/>\n<meta property=\"og:description\" content=\"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam v\u00e0 nh\u1eefng kho\u1ea3n ph\u00ed doanh nghi\u1ec7p c\u1ea7n l\u01b0u \u00fd khi l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\" \/>\n<meta property=\"og:site_name\" content=\"VTC Pay Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/vidientuvtcpay\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-09T07:37:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/U-SEO-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"650\" \/>\n\t<meta property=\"og:image:height\" content=\"340\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tri\u1ec7u Uy\u00ean\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@vidientuvtcpay\" \/>\n<meta name=\"twitter:site\" content=\"@vidientuvtcpay\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tri\u1ec7u Uy\u00ean\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\",\"url\":\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\",\"name\":\"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam - VTC Pay Blog\",\"isPartOf\":{\"@id\":\"https:\/\/vtcpay.vn\/blog\/#website\"},\"datePublished\":\"2026-10-09T07:37:15+00:00\",\"dateModified\":\"2026-10-09T07:37:15+00:00\",\"author\":{\"@id\":\"https:\/\/vtcpay.vn\/blog\/#\/schema\/person\/34539c08246397062913b9347033aad2\"},\"description\":\"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam v\u00e0 nh\u1eefng kho\u1ea3n ph\u00ed doanh nghi\u1ec7p c\u1ea7n l\u01b0u \u00fd khi l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p.\",\"breadcrumb\":{\"@id\":\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/vtcpay.vn\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/vtcpay.vn\/blog\/#website\",\"url\":\"https:\/\/vtcpay.vn\/blog\/\",\"name\":\"VTC Pay Blog\",\"description\":\"V\u00ed \u0111i\u1ec7n t\u1eed VTC Pay\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/vtcpay.vn\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"vi\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/vtcpay.vn\/blog\/#\/schema\/person\/34539c08246397062913b9347033aad2\",\"name\":\"Tri\u1ec7u Uy\u00ean\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/vtcpay.vn\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/64cee5d5566fb6bfa9834d259e416f8d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/64cee5d5566fb6bfa9834d259e416f8d?s=96&d=mm&r=g\",\"caption\":\"Tri\u1ec7u Uy\u00ean\"},\"url\":\"https:\/\/vtcpay.vn\/blog\/author\/uyen-trieu\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam - VTC Pay Blog","description":"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam v\u00e0 nh\u1eefng kho\u1ea3n ph\u00ed doanh nghi\u1ec7p c\u1ea7n l\u01b0u \u00fd khi l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html","og_locale":"vi_VN","og_type":"article","og_title":"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam - VTC Pay Blog","og_description":"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam v\u00e0 nh\u1eefng kho\u1ea3n ph\u00ed doanh nghi\u1ec7p c\u1ea7n l\u01b0u \u00fd khi l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p.","og_url":"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html","og_site_name":"VTC Pay Blog","article_publisher":"https:\/\/www.facebook.com\/vidientuvtcpay","article_published_time":"2026-10-09T07:37:15+00:00","og_image":[{"width":650,"height":340,"url":"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/10\/U-SEO-1.png","type":"image\/png"}],"author":"Tri\u1ec7u Uy\u00ean","twitter_card":"summary_large_image","twitter_creator":"@vidientuvtcpay","twitter_site":"@vidientuvtcpay","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tri\u1ec7u Uy\u00ean","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"8 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html","url":"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html","name":"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam - VTC Pay Blog","isPartOf":{"@id":"https:\/\/vtcpay.vn\/blog\/#website"},"datePublished":"2026-10-09T07:37:15+00:00","dateModified":"2026-10-09T07:37:15+00:00","author":{"@id":"https:\/\/vtcpay.vn\/blog\/#\/schema\/person\/34539c08246397062913b9347033aad2"},"description":"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam v\u00e0 nh\u1eefng kho\u1ea3n ph\u00ed doanh nghi\u1ec7p c\u1ea7n l\u01b0u \u00fd khi l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p.","breadcrumb":{"@id":"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/vtcpay.vn\/blog\/so-sanh-chi-phi-giua-cac-mo-hinh-cong-thanh-toan-tai-viet-nam.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/vtcpay.vn\/blog\/"},{"@type":"ListItem","position":2,"name":"So s\u00e1nh chi ph\u00ed gi\u1eefa c\u00e1c m\u00f4 h\u00ecnh c\u1ed5ng thanh to\u00e1n t\u1ea1i Vi\u1ec7t Nam"}]},{"@type":"WebSite","@id":"https:\/\/vtcpay.vn\/blog\/#website","url":"https:\/\/vtcpay.vn\/blog\/","name":"VTC Pay Blog","description":"V\u00ed \u0111i\u1ec7n t\u1eed VTC Pay","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/vtcpay.vn\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"vi"},{"@type":"Person","@id":"https:\/\/vtcpay.vn\/blog\/#\/schema\/person\/34539c08246397062913b9347033aad2","name":"Tri\u1ec7u Uy\u00ean","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/vtcpay.vn\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/64cee5d5566fb6bfa9834d259e416f8d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/64cee5d5566fb6bfa9834d259e416f8d?s=96&d=mm&r=g","caption":"Tri\u1ec7u Uy\u00ean"},"url":"https:\/\/vtcpay.vn\/blog\/author\/uyen-trieu"}]}},"_links":{"self":[{"href":"https:\/\/vtcpay.vn\/blog\/wp-json\/wp\/v2\/posts\/44785"}],"collection":[{"href":"https:\/\/vtcpay.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vtcpay.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vtcpay.vn\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/vtcpay.vn\/blog\/wp-json\/wp\/v2\/comments?post=44785"}],"version-history":[{"count":1,"href":"https:\/\/vtcpay.vn\/blog\/wp-json\/wp\/v2\/posts\/44785\/revisions"}],"predecessor-version":[{"id":44790,"href":"https:\/\/vtcpay.vn\/blog\/wp-json\/wp\/v2\/posts\/44785\/revisions\/44790"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vtcpay.vn\/blog\/wp-json\/wp\/v2\/media\/44786"}],"wp:attachment":[{"href":"https:\/\/vtcpay.vn\/blog\/wp-json\/wp\/v2\/media?parent=44785"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vtcpay.vn\/blog\/wp-json\/wp\/v2\/categories?post=44785"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vtcpay.vn\/blog\/wp-json\/wp\/v2\/tags?post=44785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}