{"id":34664,"date":"2025-05-02T16:03:57","date_gmt":"2025-05-02T09:03:57","guid":{"rendered":"https:\/\/vtcpay.vn\/blog\/?p=34664"},"modified":"2025-05-02T16:04:20","modified_gmt":"2025-05-02T09:04:20","slug":"nfc-va-thanh-toan-khong-tiep-xuc-la-gi","status":"publish","type":"post","link":"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html","title":{"rendered":"NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69da6f8c2f798\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69da6f8c2f798\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#1_NFC_va_thanh_toan_khong_tiep_xuc_La_Gi\" >1. NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac L\u00e0 G\u00ec?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#NFC_la_gi\" >NFC l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#Thanh_toan_khong_tiep_xuc_la_gi\" >Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#Tai_sao_NFC_va_thanh_toan_khong_tiep_xuc_pho_bien\" >T\u1ea1i sao NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac ph\u1ed5 bi\u1ebfn?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#2_Thanh_toan_khong_tiep_xuc_NFC_hoat_dong_nhu_the_nao\" >2. Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac NFC ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#Buoc_1_Chon_phuong_thuc_thanh_toan_NFC\" >B\u01b0\u1edbc 1: Ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n NFC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#Buoc_2_Cham_de_ket_noi\" >B\u01b0\u1edbc 2: Ch\u1ea1m \u0111\u1ec3 k\u1ebft n\u1ed1i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#Buoc_3_Ma_hoa_thong_tin\" >B\u01b0\u1edbc 3: M\u00e3 h\u00f3a th\u00f4ng tin<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#Buoc_4_Xac_thuc_va_hoan_tat\" >B\u01b0\u1edbc 4: X\u00e1c th\u1ef1c v\u00e0 ho\u00e0n t\u1ea5t<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#3_Loi_ich_cua_NFC_va_thanh_toan_khong_tiep_xuc\" >3. L\u1ee3i \u00edch c\u1ee7a NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#Voi_nguoi_dung\" >V\u1edbi ng\u01b0\u1eddi d\u00f9ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#Voi_doanh_nghiep_va_ho_kinh_doanh\" >V\u1edbi doanh nghi\u1ec7p v\u00e0 h\u1ed9 kinh doanh<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#4_Ung_dung_thuc_te_cua_NFC_va_thanh_toan_khong_tiep_xuc\" >4. \u1ee8ng d\u1ee5ng th\u1ef1c t\u1ebf c\u1ee7a NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#5_VTC_POS_%E2%80%93_Giai_phap_thanh_toan_khong_tiep_xuc_toi_uu\" >5. VTC POS \u2013 Gi\u1ea3i ph\u00e1p thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac t\u1ed1i \u01b0u<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#6_Thanh_toan_khong_tiep_xuc_co_an_toan_khong\" >6. Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac c\u00f3 an to\u00e0n kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#7_So_sanh_NFC_voi_cac_cong_nghe_thanh_toan_khac\" >7. So s\u00e1nh NFC v\u1edbi c\u00e1c c\u00f4ng ngh\u1ec7 thanh to\u00e1n kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\/#Ket_luan\" >K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">Trong k\u1ef7 nguy\u00ean s\u1ed1 h\u00f3a, <\/span><a href=\"https:\/\/vtcpay.vn\/blog\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi.html\"><b>NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac<\/b><\/a><span style=\"font-weight: 400;\"> \u0111ang tr\u1edf th\u00e0nh xu h\u01b0\u1edbng kh\u00f4ng th\u1ec3 thi\u1ebfu, mang \u0111\u1ebfn tr\u1ea3i nghi\u1ec7m giao d\u1ecbch nhanh ch\u00f3ng, ti\u1ec7n l\u1ee3i v\u00e0 an to\u00e0n. N\u1ebfu b\u1ea1n \u0111ang th\u1eafc m\u1eafc \u201cNFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec?\u201d, c\u00e1ch ho\u1ea1t \u0111\u1ed9ng ra sao, hay l\u1ee3i \u00edch m\u00e0 ch\u00fang mang l\u1ea1i, b\u00e0i vi\u1ebft n\u00e0y s\u1ebd cung c\u1ea5p m\u1ecdi th\u00f4ng tin c\u1ea7n thi\u1ebft. H\u00e3y c\u00f9ng <\/span><span style=\"color: #3366ff;\"><b><i>VTC Pay Blog <\/i><\/b><\/span><span style=\"font-weight: 400;\">kh\u00e1m ph\u00e1 chi ti\u1ebft v\u1ec1 c\u00f4ng ngh\u1ec7 \u0111ang thay \u0111\u1ed5i c\u00e1ch ch\u00fang ta thanh to\u00e1n!<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_NFC_va_thanh_toan_khong_tiep_xuc_La_Gi\"><\/span><b>1. NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac L\u00e0 G\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 hi\u1ec3u r\u00f5 <\/span><b>NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec<\/b><span style=\"font-weight: 400;\">, tr\u01b0\u1edbc ti\u00ean h\u00e3y l\u00e0m r\u00f5 hai kh\u00e1i ni\u1ec7m c\u1ed1t l\u00f5i:<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"NFC_la_gi\"><\/span><b>NFC l\u00e0 g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">NFC (Near Field Communication \u2013 Giao ti\u1ebfp tr\u01b0\u1eddng g\u1ea7n) l\u00e0 c\u00f4ng ngh\u1ec7 k\u1ebft n\u1ed1i kh\u00f4ng d\u00e2y ti\u00ean ti\u1ebfn, cho ph\u00e9p hai thi\u1ebft b\u1ecb trao \u0111\u1ed5i d\u1eef li\u1ec7u trong kho\u1ea3ng c\u00e1ch r\u1ea5t ng\u1eafn (d\u01b0\u1edbi 4cm). D\u1ef1a tr\u00ean nguy\u00ean l\u00fd c\u1ea3m \u1ee9ng t\u1eeb tr\u01b0\u1eddng, NFC ho\u1ea1t \u0111\u1ed9ng \u1edf t\u1ea7n s\u1ed1 13.56 MHz, \u0111\u1ea3m b\u1ea3o t\u1ed1c \u0111\u1ed9 truy\u1ec1n d\u1eef li\u1ec7u nhanh v\u00e0 b\u1ea3o m\u1eadt cao. Ngo\u00e0i thanh to\u00e1n, NFC c\u00f2n \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 chia s\u1ebb t\u1ec7p, m\u1edf kh\u00f3a th\u00f4ng minh hay k\u1ebft n\u1ed1i thi\u1ebft b\u1ecb.<\/span><\/p>\n<figure id=\"attachment_34666\" aria-describedby=\"caption-attachment-34666\" style=\"width: 696px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-34666\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-02-1024x576.jpg\" alt=\"NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec\" width=\"696\" height=\"392\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-02-1024x576.jpg 1024w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-02-300x169.jpg 300w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-02-768x432.jpg 768w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-02-696x392.jpg 696w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-02-1068x601.jpg 1068w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-02-747x420.jpg 747w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-02.jpg 1280w\" sizes=\"(max-width: 696px) 100vw, 696px\" \/><figcaption id=\"caption-attachment-34666\" class=\"wp-caption-text\">NFC l\u00e0 g\u00ec?<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"Thanh_toan_khong_tiep_xuc_la_gi\"><\/span><b>Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac (Contactless Payment) l\u00e0 h\u00ecnh th\u1ee9c giao d\u1ecbch m\u00e0 ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng c\u1ea7n ti\u1ebfp x\u00fac v\u1eadt l\u00fd gi\u1eefa thi\u1ebft b\u1ecb thanh to\u00e1n (th\u1ebb, \u0111i\u1ec7n tho\u1ea1i, \u0111\u1ed3ng h\u1ed3 th\u00f4ng minh) v\u00e0 m\u00e1y ch\u1ea5p nh\u1eadn thanh to\u00e1n (POS). Ch\u1ec9 v\u1edbi m\u1ed9t c\u00fa ch\u1ea1m nh\u1eb9, giao d\u1ecbch ho\u00e0n t\u1ea5t m\u00e0 kh\u00f4ng c\u1ea7n qu\u1eb9t th\u1ebb hay trao \u0111\u1ed5i ti\u1ec1n m\u1eb7t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Khi k\u1ebft h\u1ee3p, <\/span><b>thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac NFC<\/b><span style=\"font-weight: 400;\"> l\u00e0 ph\u01b0\u01a1ng th\u1ee9c s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 NFC \u0111\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch nhanh ch\u00f3ng, an to\u00e0n v\u00e0 ti\u1ec7n l\u1ee3i. \u0110\u00e2y ch\u00ednh l\u00e0 c\u00e2u tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi \u201cNFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec?\u201d \u2013 m\u1ed9t gi\u1ea3i ph\u00e1p hi\u1ec7n \u0111\u1ea1i \u0111ang \u0111\u1ecbnh h\u00ecnh t\u01b0\u01a1ng lai thanh to\u00e1n.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Tai_sao_NFC_va_thanh_toan_khong_tiep_xuc_pho_bien\"><\/span><b>T\u1ea1i sao NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac ph\u1ed5 bi\u1ebfn?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">S\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7 v\u00e0 nhu c\u1ea7u giao d\u1ecbch nhanh \u0111\u00e3 khi\u1ebfn NFC tr\u1edf th\u00e0nh xu h\u01b0\u1edbng to\u00e0n c\u1ea7u. \u0110\u1eb7c bi\u1ec7t t\u1ea1i Vi\u1ec7t Nam, c\u00e1c gi\u1ea3i ph\u00e1p nh\u01b0 VTCPay hay th\u1ebb ng\u00e2n h\u00e0ng t\u00edch h\u1ee3p NFC t\u1eeb Vietcombank, BIDV \u0111ang \u0111\u01b0a thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac \u0111\u1ebfn g\u1ea7n h\u01a1n v\u1edbi ng\u01b0\u1eddi d\u00f9ng.<\/span><\/p>\n<p><b><i>B\u1ea1n c\u00f3 bi\u1ebft?<\/i><\/b><i><span style=\"font-weight: 400;\"> Theo b\u00e1o c\u00e1o t\u1eeb Statista, th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac to\u00e0n c\u1ea7u d\u1ef1 ki\u1ebfn \u0111\u1ea1t 6 ngh\u00ecn t\u1ef7 USD v\u00e0o n\u0103m 2027, nh\u1edd s\u1ef1 ti\u1ec7n l\u1ee3i v\u00e0 b\u1ea3o m\u1eadt c\u1ee7a c\u00f4ng ngh\u1ec7 NFC.<\/span><\/i><\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Thanh_toan_khong_tiep_xuc_NFC_hoat_dong_nhu_the_nao\"><\/span><b>2. Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac NFC ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 hi\u1ec3u s\u00e2u h\u01a1n v\u1ec1 <\/span><b>NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec<\/b><span style=\"font-weight: 400;\">, h\u00e3y c\u00f9ng ph\u00e2n t\u00edch quy tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng qua c\u00e1c b\u01b0\u1edbc c\u1ee5 th\u1ec3:<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Buoc_1_Chon_phuong_thuc_thanh_toan_NFC\"><\/span><b>B\u01b0\u1edbc 1: Ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n NFC<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 ch\u1ecdn m\u1ed9t trong hai h\u00ecnh th\u1ee9c ph\u1ed5 bi\u1ebfn:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u1ebb ng\u00e2n h\u00e0ng t\u00edch h\u1ee3p chip NFC, nh\u01b0 th\u1ebb Visa, MasterCard, ho\u1eb7c Napas.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110i\u1ec7n tho\u1ea1i, \u0111\u1ed3ng h\u1ed3 th\u00f4ng minh h\u1ed7 tr\u1ee3 NFC qua c\u00e1c \u1ee9ng d\u1ee5ng nh\u01b0 Apple Pay, Samsung Pay, Google Pay.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Buoc_2_Cham_de_ket_noi\"><\/span><b>B\u01b0\u1edbc 2: Ch\u1ea1m \u0111\u1ec3 k\u1ebft n\u1ed1i<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u0110\u01b0a th\u1ebb ho\u1eb7c thi\u1ebft b\u1ecb th\u00f4ng minh \u0111\u1ebfn g\u1ea7n m\u00e1y POS h\u1ed7 tr\u1ee3 NFC (kho\u1ea3ng c\u00e1ch d\u01b0\u1edbi 4cm). C\u00f4ng ngh\u1ec7 NFC s\u1ebd t\u1ef1 \u0111\u1ed9ng k\u00edch ho\u1ea1t k\u1ebft n\u1ed1i kh\u00f4ng d\u00e2y, truy\u1ec1n d\u1eef li\u1ec7u giao d\u1ecbch t\u1eeb thi\u1ebft b\u1ecb c\u1ee7a b\u1ea1n sang m\u00e1y POS trong t\u00edch t\u1eafc.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Buoc_3_Ma_hoa_thong_tin\"><\/span><b>B\u01b0\u1edbc 3: M\u00e3 h\u00f3a th\u00f4ng tin<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">D\u1eef li\u1ec7u thanh to\u00e1n \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a th\u00e0nh <\/span><b>token<\/b><span style=\"font-weight: 400;\"> \u0111\u1ed9c nh\u1ea5t, kh\u00f4ng ch\u1ee9a th\u00f4ng tin th\u1ebb th\u1ef1c t\u1ebf. C\u00f4ng ngh\u1ec7 m\u00e3 h\u00f3a n\u00e0y \u0111\u1ea3m b\u1ea3o an to\u00e0n, gi\u1ea3m nguy c\u01a1 b\u1ecb sao ch\u00e9p hay \u0111\u00e1nh c\u1eafp th\u00f4ng tin, mang l\u1ea1i s\u1ef1 y\u00ean t\u00e2m tuy\u1ec7t \u0111\u1ed1i cho ng\u01b0\u1eddi d\u00f9ng.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Buoc_4_Xac_thuc_va_hoan_tat\"><\/span><b>B\u01b0\u1edbc 4: X\u00e1c th\u1ef1c v\u00e0 ho\u00e0n t\u1ea5t<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">M\u00e1y POS g\u1eedi y\u00eau c\u1ea7u \u0111\u1ebfn ng\u00e2n h\u00e0ng ho\u1eb7c h\u1ec7 th\u1ed1ng thanh to\u00e1n \u0111\u1ec3 x\u00e1c nh\u1eadn. N\u1ebfu th\u00f4ng tin h\u1ee3p l\u1ec7, giao d\u1ecbch ho\u00e0n t\u1ea5t ngay l\u1eadp t\u1ee9c, k\u00e8m th\u00f4ng b\u00e1o th\u00e0nh c\u00f4ng tr\u00ean thi\u1ebft b\u1ecb. To\u00e0n b\u1ed9 qu\u00e1 tr\u00ecnh ch\u1ec9 m\u1ea5t 2-3 gi\u00e2y \u2013 nhanh h\u01a1n b\u1ea5t k\u1ef3 ph\u01b0\u01a1ng th\u1ee9c truy\u1ec1n th\u1ed1ng n\u00e0o!<\/span><\/p>\n<p><b>V\u00ed d\u1ee5 th\u1ef1c t\u1ebf<\/b><span style=\"font-weight: 400;\">: T\u1ea1i m\u1ed9t qu\u00e1n c\u00e0 ph\u00ea, b\u1ea1n ch\u1ec9 c\u1ea7n ch\u1ea1m \u0111i\u1ec7n tho\u1ea1i v\u00e0o m\u00e1y POS \u0111\u1ec3 thanh to\u00e1n h\u00f3a \u0111\u01a1n, kh\u00f4ng c\u1ea7n nh\u1eadp m\u00e3 PIN hay ch\u1edd \u0111\u1ee3i l\u00e2u.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_Loi_ich_cua_NFC_va_thanh_toan_khong_tiep_xuc\"><\/span><b>3. L\u1ee3i \u00edch c\u1ee7a NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">C\u00f4ng ngh\u1ec7 NFC trong thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac mang l\u1ea1i gi\u00e1 tr\u1ecb v\u01b0\u1ee3t tr\u1ed9i cho c\u1ea3 kh\u00e1ch h\u00e0ng v\u00e0 doanh nghi\u1ec7p. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng l\u1ee3i \u00edch n\u1ed5i b\u1eadt:<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Voi_nguoi_dung\"><\/span><b>V\u1edbi ng\u01b0\u1eddi d\u00f9ng<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">T\u1ed1c \u0111\u1ed9 \u1ea5n t\u01b0\u1ee3ng v\u1edbi giao d\u1ecbch ho\u00e0n t\u1ea5t trong v\u00e0i gi\u00e2y, l\u00fd t\u01b0\u1edfng cho c\u00e1c \u0111i\u1ec3m b\u00e1n \u0111\u00f4ng \u0111\u00fac nh\u01b0 si\u00eau th\u1ecb, qu\u00e1n \u0103n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ti\u1ec7n l\u1ee3i t\u1ed1i \u0111a khi kh\u00f4ng c\u1ea7n mang ti\u1ec1n m\u1eb7t hay nh\u1eadp m\u00e3 PIN (v\u1edbi giao d\u1ecbch nh\u1ecf), ch\u1ec9 m\u1ed9t thao t\u00e1c ch\u1ea1m l\u00e0 \u0111\u1ee7.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u00e3 h\u00f3a token b\u1ea3o m\u1eadt v\u01b0\u1ee3t b\u1eadc v\u00e0 kho\u1ea3ng c\u00e1ch ho\u1ea1t \u0111\u1ed9ng ng\u1eafn c\u1ee7a NFC gi\u1ea3m thi\u1ec3u r\u1ee7i ro gian l\u1eadn, an to\u00e0n h\u01a1n th\u1ebb t\u1eeb truy\u1ec1n th\u1ed1ng.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Voi_doanh_nghiep_va_ho_kinh_doanh\"><\/span><b>V\u1edbi doanh nghi\u1ec7p v\u00e0 h\u1ed9 kinh doanh<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac gi\u00fap gi\u1ea3m th\u1eddi gian ch\u1edd \u0111\u1ee3i, t\u0103ng t\u1ed1c \u0111\u1ed9 giao d\u1ecbch \u0111\u1eb7c bi\u1ec7t trong gi\u1edd cao \u0111i\u1ec3m. V\u00ed d\u1ee5, t\u1ea1i c\u00e1c c\u1eeda h\u00e0ng ti\u1ec7n l\u1ee3i, kh\u00e1ch h\u00e0ng thanh to\u00e1n nhanh ch\u00f3ng, gi\u00fap ph\u1ee5c v\u1ee5 nhi\u1ec1u ng\u01b0\u1eddi h\u01a1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Doanh nghi\u1ec7p c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh l\u00e0m m\u00e1y POS thay v\u00ec \u0111\u1ea7u t\u01b0 v\u00e0o thi\u1ebft b\u1ecb \u0111\u1eaft ti\u1ec1n \u0111\u1ec3 ti\u1ebft ki\u1ec7m chi ph\u00ed v\u1eadn h\u00e0nh V\u00ed d\u1ee5, gi\u1ea3i ph\u00e1p VTC POS cho ph\u00e9p bi\u1ebfn \u0111i\u1ec7n tho\u1ea1i th\u00e0nh m\u00e1y POS hi\u1ec7n \u0111\u1ea1i v\u1edbi chi ph\u00ed th\u1ea5p.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac mang l\u1ea1i c\u1ea3m gi\u00e1c hi\u1ec7n \u0111\u1ea1i, ti\u1ec7n l\u1ee3i, gi\u00fap kh\u00e1ch h\u00e0ng h\u00e0i l\u00f2ng h\u01a1n v\u00e0 d\u1ec5 quay l\u1ea1i, n\u00e2ng cao tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng:<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1edf r\u1ed9ng t\u1ec7p kh\u00e1ch h\u00e0ng, h\u1ed7 tr\u1ee3 c\u00e1c ph\u01b0\u01a1ng th\u1ee9c nh\u01b0 Apple Pay, Google Pay thu h\u00fat kh\u00e1ch h\u00e0ng tr\u1ebb, y\u00eau th\u00edch c\u00f4ng ngh\u1ec7, t\u1eeb \u0111\u00f3 t\u0103ng doanh thu.<\/span><\/li>\n<\/ul>\n<p><b><i>Th\u1ed1ng k\u00ea th\u00fa v\u1ecb<\/i><\/b><i><span style=\"font-weight: 400;\">: Theo nghi\u00ean c\u1ee9u c\u1ee7a Visa, 78% ng\u01b0\u1eddi d\u00f9ng t\u1ea1i ch\u00e2u \u00c1 &#8211; Th\u00e1i B\u00ecnh D\u01b0\u01a1ng th\u00edch thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac v\u00ec s\u1ef1 nhanh ch\u00f3ng v\u00e0 ti\u1ec7n l\u1ee3i.<\/span><\/i><\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_Ung_dung_thuc_te_cua_NFC_va_thanh_toan_khong_tiep_xuc\"><\/span><b>4. \u1ee8ng d\u1ee5ng th\u1ef1c t\u1ebf c\u1ee7a NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">C\u00f4ng ngh\u1ec7 NFC kh\u00f4ng ch\u1ec9 gi\u1edbi h\u1ea1n \u1edf thanh to\u00e1n m\u00e0 c\u00f2n \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng trong nhi\u1ec1u l\u0129nh v\u1ef1c:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>B\u00e1n l\u1ebb<\/b><span style=\"font-weight: 400;\">: Thanh to\u00e1n nhanh t\u1ea1i c\u1eeda h\u00e0ng th\u1eddi trang, si\u00eau th\u1ecb, ho\u1eb7c c\u1eeda h\u00e0ng ti\u1ec7n l\u1ee3i.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u1ea8m th\u1ef1c<\/b><span style=\"font-weight: 400;\">: Nh\u00e0 h\u00e0ng, qu\u00e1n c\u00e0 ph\u00ea s\u1eed d\u1ee5ng NFC \u0111\u1ec3 ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng hi\u1ec7u qu\u1ea3 h\u01a1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Giao th\u00f4ng c\u00f4ng c\u1ed9ng<\/b><span style=\"font-weight: 400;\">: Thanh to\u00e1n v\u00e9 xe bu\u00fdt, t\u00e0u \u0111i\u1ec7n b\u1eb1ng th\u1ebb ho\u1eb7c \u0111i\u1ec7n tho\u1ea1i t\u1ea1i c\u00e1c th\u00e0nh ph\u1ed1 l\u1edbn nh\u01b0 H\u00e0 N\u1ed9i, TP.HCM.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>S\u1ef1 ki\u1ec7n v\u00e0 gi\u1ea3i tr\u00ed<\/b><span style=\"font-weight: 400;\">: Thanh to\u00e1n v\u00e9 xem phim, h\u00f2a nh\u1ea1c qua NFC, gi\u1ea3m th\u1eddi gian x\u1ebfp h\u00e0ng.<\/span><\/li>\n<\/ul>\n<p><b>B\u1ea1n c\u00f3 bi\u1ebft?<\/b><span style=\"font-weight: 400;\"> C\u00f4ng ngh\u1ec7 NFC c\u00f2n \u0111\u01b0\u1ee3c d\u00f9ng trong th\u1ebb sinh vi\u00ean, v\u00e9 \u0111i\u1ec7n t\u1eed, ho\u1eb7c kh\u00f3a c\u1eeda th\u00f4ng minh, m\u1edf ra v\u00f4 s\u1ed1 \u1ee9ng d\u1ee5ng ti\u1ec7n \u00edch.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_VTC_POS_%E2%80%93_Giai_phap_thanh_toan_khong_tiep_xuc_toi_uu\"><\/span><b>5. VTC POS \u2013 Gi\u1ea3i ph\u00e1p thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac t\u1ed1i \u01b0u<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">M\u1ed9t trong nh\u1eefng gi\u1ea3i ph\u00e1p n\u1ed5i b\u1eadt \u1ee9ng d\u1ee5ng NFC t\u1ea1i Vi\u1ec7t Nam l\u00e0 <\/span><b>VTC POS<\/b><span style=\"font-weight: 400;\">, bi\u1ebfn \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh th\u00e0nh m\u00e1y POS hi\u1ec7n \u0111\u1ea1i. \u0110\u00e2y l\u00e0 l\u1ef1a ch\u1ecdn l\u00fd t\u01b0\u1edfng cho doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba nh\u1edd nh\u1eefng \u01b0u \u0111i\u1ec3m sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">B\u1ea3o m\u1eadt h\u00e0ng \u0111\u1ea7u, \u0111\u1ea1t c\u00e1c ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf nh\u01b0 PCI CPoC, EMV Co, PCI DSS 4.0 c\u1ea5p 1, OWASP, \u0111\u1ea3m b\u1ea3o an to\u00e0n tuy\u1ec7t \u0111\u1ed1i cho d\u1eef li\u1ec7u giao d\u1ecbch.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0110\u0103ng k\u00fd nhanh qua \u1ee9ng d\u1ee5ng VTC POS, d\u1ec5 s\u1eed d\u1ee5ng, giao d\u1ecbch ch\u1ec9 m\u1ea5t 3 gi\u00e2y, nh\u1eadn th\u00f4ng b\u00e1o t\u1ee9c th\u00ec.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u1ee9c ph\u00ed c\u1ea1nh tranh ch\u1ec9 t\u1eeb 0.6%\/giao d\u1ecbch, gi\u00fap doanh nghi\u1ec7p ti\u1ebft ki\u1ec7m chi ph\u00ed v\u1eadn h\u00e0nh.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">H\u1ed7 tr\u1ee3 \u0111a d\u1ea1ng, ch\u1ea5p nh\u1eadn th\u1ebb kh\u00f4ng ti\u1ebfp x\u00fac (Visa, MasterCard, JCB, Napas) v\u00e0 c\u00e1c v\u00ed \u0111i\u1ec7n t\u1eed nh\u01b0 Apple Pay, Google Pay, Samsung Pay.<\/span><\/li>\n<\/ul>\n<p><b>VTC POS<\/b><span style=\"font-weight: 400;\"> kh\u00f4ng ch\u1ec9 l\u00e0 minh ch\u1ee9ng cho c\u00e2u h\u1ecfi \u201cNFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec\u201d m\u00e0 c\u00f2n l\u00e0 b\u01b0\u1edbc ti\u1ebfn l\u1edbn trong vi\u1ec7c \u0111\u01b0a c\u00f4ng ngh\u1ec7 thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i \u0111\u1ebfn m\u1ecdi doanh nghi\u1ec7p.<\/span><\/p>\n<figure id=\"attachment_34665\" aria-describedby=\"caption-attachment-34665\" style=\"width: 720px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-34665\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-01.png\" alt=\"nfc v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec\" width=\"720\" height=\"435\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-01.png 720w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-01-300x181.png 300w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-01-696x421.png 696w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/05\/nfc-va-thanh-toan-khong-tiep-xuc-la-gi-01-695x420.png 695w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><figcaption id=\"caption-attachment-34665\" class=\"wp-caption-text\">NFC l\u00e0 g\u00ec?<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"6_Thanh_toan_khong_tiep_xuc_co_an_toan_khong\"><\/span><b>6. Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac c\u00f3 an to\u00e0n kh\u00f4ng?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">M\u1ed9t trong nh\u1eefng lo ng\u1ea1i ph\u1ed5 bi\u1ebfn khi s\u1eed d\u1ee5ng NFC l\u00e0 v\u1ea5n \u0111\u1ec1 b\u1ea3o m\u1eadt. Tuy nhi\u00ean, thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf v\u1edbi nhi\u1ec1u l\u1edbp b\u1ea3o v\u1ec7:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NFC ch\u1ec9 ho\u1ea1t \u0111\u1ed9ng trong kho\u1ea3ng c\u00e1ch ng\u1eafn, ph\u1ea1m vi d\u01b0\u1edbi 4cm, gi\u1ea3m nguy c\u01a1 b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin t\u1eeb xa.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u00f4ng tin th\u1ebb kh\u00f4ng \u0111\u01b0\u1ee3c truy\u1ec1n tr\u1ef1c ti\u1ebfp, thay v\u00e0o \u0111\u00f3 l\u00e0 m\u00e3 token \u0111\u1ed9c nh\u1ea5t cho m\u1ed7i giao d\u1ecbch.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nhi\u1ec1u h\u1ec7 th\u1ed1ng y\u00eau c\u1ea7u x\u00e1c th\u1ef1c (m\u00e3 PIN, v\u00e2n tay) cho c\u00e1c giao d\u1ecbch l\u1edbn, t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">So v\u1edbi th\u1ebb t\u1eeb truy\u1ec1n th\u1ed1ng, NFC an to\u00e0n h\u01a1n \u0111\u00e1ng k\u1ec3 nh\u1edd c\u00f4ng ngh\u1ec7 m\u00e3 h\u00f3a v\u00e0 kh\u1ea3 n\u0103ng ch\u1ed1ng sao ch\u00e9p.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"7_So_sanh_NFC_voi_cac_cong_nghe_thanh_toan_khac\"><\/span><b>7. So s\u00e1nh NFC v\u1edbi c\u00e1c c\u00f4ng ngh\u1ec7 thanh to\u00e1n kh\u00e1c<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0110\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 <\/span><b>NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec<\/b><span style=\"font-weight: 400;\">, h\u00e3y so s\u00e1nh v\u1edbi c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00e1c:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Ti\u00eau ch\u00ed<\/b><\/td>\n<td><b>NFC<\/b><\/td>\n<td><b>M\u00e3 QR<\/b><\/td>\n<td><b>Th\u1ebb t\u1eeb truy\u1ec1n th\u1ed1ng<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>T\u1ed1c \u0111\u1ed9<\/b><\/td>\n<td><span style=\"font-weight: 400;\">R\u1ea5t nhanh (2-3 gi\u00e2y)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Nhanh (5-10 gi\u00e2y)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ch\u1eadm (ph\u1ea3i qu\u1eb9t th\u1ebb, nh\u1eadp PIN)<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>B\u1ea3o m\u1eadt<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Cao (m\u00e3 h\u00f3a token)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Trung b\u00ecnh (d\u1ec5 b\u1ecb gi\u1ea3 m\u1ea1o m\u00e3)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Th\u1ea5p (d\u1ec5 b\u1ecb sao ch\u00e9p)<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Ti\u1ec7n l\u1ee3i<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Ch\u1ec9 c\u1ea7n ch\u1ea1m<\/span><\/td>\n<td><span style=\"font-weight: 400;\">C\u1ea7n qu\u00e9t m\u00e3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">C\u1ea7n qu\u1eb9t th\u1ebb<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u1ee8ng d\u1ee5ng<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Th\u1ebb, \u0111i\u1ec7n tho\u1ea1i, \u0111\u1ed3ng h\u1ed3<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0110i\u1ec7n tho\u1ea1i<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ch\u1ec9 th\u1ebb<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">M\u1eb7c d\u00f9 thanh to\u00e1n qua m\u00e3 QR ph\u1ed5 bi\u1ebfn t\u1ea1i Vi\u1ec7t Nam, NFC v\u01b0\u1ee3t tr\u1ed9i v\u1ec1 t\u1ed1c \u0111\u1ed9 v\u00e0 b\u1ea3o m\u1eadt, \u0111\u1eb7c bi\u1ec7t ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c giao d\u1ecbch gi\u00e1 tr\u1ecb cao.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span><b>K\u1ebft lu\u1eadn<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec?<\/b><span style=\"font-weight: 400;\"> \u0110\u00f3 l\u00e0 c\u00f4ng ngh\u1ec7 \u0111\u1ecbnh h\u00ecnh t\u01b0\u01a1ng lai giao d\u1ecbch, n\u01a1i t\u1ed1c \u0111\u1ed9, ti\u1ec7n l\u1ee3i v\u00e0 an to\u00e0n h\u00f2a quy\u1ec7n ho\u00e0n h\u1ea3o. T\u1eeb vi\u1ec7c \u0111\u01a1n gi\u1ea3n h\u00f3a thanh to\u00e1n c\u00e1 nh\u00e2n \u0111\u1ebfn h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p t\u1ed1i \u01b0u h\u00f3a v\u1eadn h\u00e0nh, NFC \u0111ang thay \u0111\u1ed5i c\u00e1ch ch\u00fang ta t\u01b0\u01a1ng t\u00e1c v\u1edbi ti\u1ec1n b\u1ea1c. V\u1edbi c\u00e1c gi\u1ea3i ph\u00e1p nh\u01b0 <\/span><b>VTC POS<\/b><span style=\"font-weight: 400;\">, vi\u1ec7c \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 n\u00e0y ch\u01b0a bao gi\u1edd d\u1ec5 d\u00e0ng \u0111\u1ebfn th\u1ebf.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">H\u00e3y th\u1eed tr\u1ea3i nghi\u1ec7m thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac ngay h\u00f4m nay \u0111\u1ec3 c\u1ea3m nh\u1eadn s\u1ef1 kh\u00e1c bi\u1ec7t! B\u1ea1n \u0111\u00e3 s\u1eed d\u1ee5ng NFC hay c\u00f3 c\u00e2u h\u1ecfi n\u00e0o v\u1ec1 c\u00f4ng ngh\u1ec7 n\u00e0y? H\u00e3y chia s\u1ebb suy ngh\u0129 c\u1ee7a b\u1ea1n b\u00ean d\u01b0\u1edbi ho\u1eb7c li\u00ean h\u1ec7 v\u1edbi c\u00e1c nh\u00e0 cung c\u1ea5p gi\u1ea3i ph\u00e1p thanh to\u00e1n nh\u01b0 <\/span><b>VTC Pos<\/b><span style=\"font-weight: 400;\"> \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n chi ti\u1ebft.<\/span><\/p>\n<p><strong>Xem th\u00eam:<\/strong><\/p>\n<p><a href=\"https:\/\/vtcpay.vn\/blog\/loi-ich-cua-may-pos-trong-kinh-doanh.html\">Kh\u00e1m ph\u00e1 l\u1ee3i \u00edch c\u1ee7a m\u00e1y POS trong kinh doanh hi\u1ec7n \u0111\u1ea1i<\/a><\/p>\n<p><a href=\"https:\/\/vtcpay.vn\/blog\/tich-hop-cong-thanh-toan-vao-website.html\">H\u01b0\u1edbng d\u1eabn t\u00edch h\u1ee3p c\u1ed5ng thanh to\u00e1n v\u00e0o Website 2025<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Trong k\u1ef7 nguy\u00ean s\u1ed1 h\u00f3a, NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac \u0111ang tr\u1edf th\u00e0nh xu h\u01b0\u1edbng kh\u00f4ng th\u1ec3 thi\u1ebfu, mang \u0111\u1ebfn tr\u1ea3i nghi\u1ec7m giao d\u1ecbch nhanh ch\u00f3ng, ti\u1ec7n l\u1ee3i v\u00e0 an to\u00e0n. N\u1ebfu b\u1ea1n \u0111ang th\u1eafc m\u1eafc \u201cNFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec?\u201d, c\u00e1ch ho\u1ea1t \u0111\u1ed9ng ra sao, hay l\u1ee3i \u00edch [&hellip;]<\/p>\n","protected":false},"author":29,"featured_media":34666,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[191],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec?<\/title>\n<meta name=\"description\" content=\"T\u00ecm hi\u1ec3u NFC v\u00e0 thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac l\u00e0 g\u00ec? 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