{"id":34532,"date":"2025-04-24T10:42:33","date_gmt":"2025-04-24T03:42:33","guid":{"rendered":"https:\/\/vtcpay.vn\/blog\/?p=34532"},"modified":"2026-01-05T13:16:15","modified_gmt":"2026-01-05T06:16:15","slug":"bieu-phi-may-pos-cac-ngan-hang-2025","status":"publish","type":"post","link":"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html","title":{"rendered":"Bi\u1ec3u ph\u00ed m\u00e1y POS c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam m\u1edbi nh\u1ea5t 2025"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69da6f6e9a67b\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69da6f6e9a67b\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#1_May_POS_la_g\" >1. M\u00e1y POS l\u00e0 g?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#2_Bieu_phi_may_POS_cac_ngan_hang_lon_tai_Viet_Nam\" >2. Bi\u1ec3u ph\u00ed m\u00e1y POS c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn t\u1ea1i Vi\u1ec7t Nam<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#21_MB_Bank\" >2.1. MB Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#22_BIDV\" >2.2. BIDV<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#23_VPBank\" >2.3. VPBank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#24_Techcombank\" >2.4. Techcombank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#25_Agribank\" >2.5. Agribank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#26_Sacombank\" >2.6. Sacombank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#27_VietinBank\" >2.7. VietinBank<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#3_Yeu_to_anh_huong_den_bieu_phi_may_POS\" >3. Y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn bi\u1ec3u ph\u00ed m\u00e1y POS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#Doanh_thu_giao_dich_qua_the\" >Doanh thu giao d\u1ecbch qua th\u1ebb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#Loai_the_thanh_toan\" >Lo\u1ea1i th\u1ebb thanh to\u00e1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#Loai_may_POS\" >Lo\u1ea1i m\u00e1y POS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#Cam_ket_doanh_thu\" >Cam k\u1ebft doanh thu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#Chinh_sach_uu_dai_cua_ngan_hang\" >Ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i c\u1ee7a ng\u00e2n h\u00e0ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#4_Ngan_hang_co_bieu_phi_thap_nhat\" >4. Ng\u00e2n h\u00e0ng c\u00f3 bi\u1ec3u ph\u00ed th\u1ea5p nh\u1ea5t<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#5_VTC_POS_%E2%80%93_giai_phap_thay_the_hieu_qua\" >5. VTC POS &#8211; gi\u1ea3i ph\u00e1p thay th\u1ebf hi\u1ec7u qu\u1ea3<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#51_Bieu_phi_VTC_POS\" >5.1. Bi\u1ec3u ph\u00ed VTC POS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#52_Loi_ich_khi_chon_VTC_Pos\" >5.2. L\u1ee3i \u00edch khi ch\u1ecdn VTC Pos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#53_So_sanh_VTC_POS_voi_ngan_hang\" >5.3. So s\u00e1nh VTC POS v\u1edbi ng\u00e2n h\u00e0ng<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\/#Ket_luan\" >K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<p><em><span style=\"font-weight: 400;\">M\u00e1y POS (Point of Sale) \u0111\u00e3 tr\u1edf th\u00e0nh c\u00f4ng c\u1ee5 kh\u00f4ng th\u1ec3 thi\u1ebfu t\u1ea1i c\u00e1c c\u1eeda h\u00e0ng, nh\u00e0 h\u00e0ng, si\u00eau th\u1ecb v\u00e0 nhi\u1ec1u lo\u1ea1i h\u00ecnh kinh doanh kh\u00e1c. Tuy nhi\u00ean, m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 khi\u1ebfn c\u00e1c ch\u1ee7 kinh doanh b\u0103n kho\u0103n ch\u00ednh l\u00e0 <\/span><a href=\"https:\/\/vtcpay.vn\/blog\/bieu-phi-may-pos-cac-ngan-hang-2025.html\" target=\"_blank\" rel=\"noopener\"><b>bi\u1ec3u ph\u00ed m\u00e1y POS c\u00e1c ng\u00e2n h\u00e0ng<\/b><\/a><span style=\"font-weight: 400;\">. Ngay trong b\u00e0i vi\u1ebft n\u00e0y, <\/span><a href=\"https:\/\/vtcpay.vn\/blog\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #3366ff;\"><b>VTC Pay Blog<\/b><\/span><\/a><span style=\"font-weight: 400;\"> s\u1ebd cung c\u1ea5p c\u00e1i nh\u00ecn to\u00e0n di\u1ec7n v\u1ec1 bi\u1ec3u ph\u00ed m\u00e1y POS t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn t\u1ea1i Vi\u1ec7t Nam, \u0111\u1ed3ng th\u1eddi so s\u00e1nh v\u1edbi c\u00e1c gi\u1ea3i ph\u00e1p thay th\u1ebf, gi\u00fap b\u1ea1n \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh t\u1ed1i \u01b0u nh\u1ea5t.<\/span><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_May_POS_la_g\"><\/span><span style=\"color: #3366ff;\"><b>1. M\u00e1y POS l\u00e0 g?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">M\u00e1y POS l\u00e0 thi\u1ebft b\u1ecb h\u1ed7 tr\u1ee3 thanh to\u00e1n b\u1eb1ng th\u1ebb ng\u00e2n h\u00e0ng (th\u1ebb n\u1ed9i \u0111\u1ecba, Visa, MasterCard, JCB, v.v.), m\u00e3 QR ho\u1eb7c c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac. V\u1edbi thi\u1ebft k\u1ebf nh\u1ecf g\u1ecdn, m\u00e1y POS k\u1ebft n\u1ed1i internet \u0111\u1ec3 x\u00e1c minh v\u00e0 x\u1eed l\u00fd giao d\u1ecbch nhanh ch\u00f3ng, an to\u00e0n v\u00e0 ti\u1ec7n l\u1ee3i. M\u00e1y POS kh\u00f4ng ch\u1ec9 gi\u00fap t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh b\u00e1n h\u00e0ng m\u00e0 c\u00f2n n\u00e2ng cao tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng, \u0111\u1eb7c bi\u1ec7t trong b\u1ed1i c\u1ea3nh thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t \u0111ang tr\u1edf th\u00e0nh xu h\u01b0\u1edbng t\u1ea5t y\u1ebfu t\u1ea1i Vi\u1ec7t Nam.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u k\u1ef9 h\u01a1n l\u1ee3i \u00edch c\u1ee7a m\u00e1y POS<\/span><a href=\"https:\/\/vtcpay.vn\/blog\/loi-ich-cua-may-pos-trong-kinh-doanh.html\"><span style=\"font-weight: 400;\"> t\u1ea1i \u0111\u00e2y<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<figure id=\"attachment_34533\" aria-describedby=\"caption-attachment-34533\" style=\"width: 650px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-34533\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-01.jpeg\" alt=\"bi\u1ec3u ph\u00ed m\u00e1y pos c\u00e1c ng\u00e2n h\u00e0ng\" width=\"650\" height=\"402\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-01.jpeg 650w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-01-300x186.jpeg 300w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-01-356x220.jpeg 356w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><figcaption id=\"caption-attachment-34533\" class=\"wp-caption-text\">T\u00ecm hi\u1ec3u m\u00e1y Pos c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam<\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">Tuy nhi\u00ean, chi ph\u00ed s\u1eed d\u1ee5ng m\u00e1y POS, bao g\u1ed3m <\/span><b>ph\u00ed giao d\u1ecbch<\/b><span style=\"font-weight: 400;\"> v\u00e0 <\/span><b>ph\u00ed thu\u00ea m\u00e1y<\/b><span style=\"font-weight: 400;\">, l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn l\u1ee3i nhu\u1eadn c\u1ee7a doanh nghi\u1ec7p. Theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, kh\u00e1ch h\u00e0ng qu\u1eb9t th\u1ebb kh\u00f4ng ph\u1ea3i ch\u1ecbu ph\u00ed, to\u00e0n b\u1ed9 chi ph\u00ed s\u1ebd do ch\u1ee7 c\u1eeda h\u00e0ng (merchant) chi tr\u1ea3. V\u00ec v\u1eady, vi\u1ec7c n\u1eafm r\u00f5 <\/span><b>bi\u1ec3u ph\u00ed m\u00e1y POS c\u00e1c ng\u00e2n h\u00e0ng<\/b><span style=\"font-weight: 400;\"> l\u00e0 b\u01b0\u1edbc \u0111\u1ea7u ti\u00ean \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a chi ph\u00ed v\u1eadn h\u00e0nh.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_Bieu_phi_may_POS_cac_ngan_hang_lon_tai_Viet_Nam\"><\/span><span style=\"color: #3366ff;\"><b>2. Bi\u1ec3u ph\u00ed m\u00e1y POS c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn t\u1ea1i Vi\u1ec7t Nam<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">D\u01b0\u1edbi \u0111\u00e2y l\u00e0 th\u00f4ng tin c\u1eadp nh\u1eadt v\u1ec1 bi\u1ec3u ph\u00ed m\u00e1y POS t\u1eeb m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng ph\u1ed5 bi\u1ebfn t\u1ea1i Vi\u1ec7t Nam, d\u1ef1a tr\u00ean d\u1eef li\u1ec7u tham kh\u1ea3o \u0111\u1ebfn th\u00e1ng 3\/2025. L\u01b0u \u00fd r\u1eb1ng c\u00e1c m\u1ee9c ph\u00ed c\u00f3 th\u1ec3 thay \u0111\u1ed5i t\u00f9y theo ch\u00ednh s\u00e1ch c\u1ee7a t\u1eebng ng\u00e2n h\u00e0ng v\u00e0 cam k\u1ebft doanh thu c\u1ee7a doanh nghi\u1ec7p. B\u1ea1n n\u00ean li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp ng\u00e2n h\u00e0ng \u0111\u1ec3 nh\u1eadn th\u00f4ng tin ch\u00ednh x\u00e1c nh\u1ea5t.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"21_MB_Bank\"><\/span><b>2.1. MB Bank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Mi\u1ec5n ph\u00ed nhi\u1ec1u d\u1ecbch v\u1ee5 nh\u01b0 truy v\u1ea5n s\u1ed1 d\u01b0, in sao k\u00ea, \u0111\u1ed5i PIN, <\/span><span style=\"font-weight: 400;\">giao d\u1ecbch thanh to\u00e1n h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 tr\u00ean thi\u1ebft b\u1ecb Pos kh\u00e1c ng\u00e2n h\u00e0ng<\/span><span style=\"font-weight: 400;\">. Ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c doanh nghi\u1ec7p nh\u1ecf ho\u1eb7c m\u1edbi kh\u1edfi nghi\u1ec7p.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u00ed giao d\u1ecbch<\/b><span style=\"font-weight: 400;\">:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Th\u1ebb n\u1ed9i \u0111\u1ecba: Mi\u1ec5n ph\u00ed thanh to\u00e1n h\u00e0ng h\u00f3a\/d\u1ecbch v\u1ee5; 3.000 VN\u0110\/giao d\u1ecbch chuy\u1ec3n kho\u1ea3n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Giao d\u1ecbch \u1ee9ng ti\u1ec1n m\u1eb7t qua th\u1ebb t\u00edn d\u1ee5ng MB: 3% s\u1ed1 ti\u1ec1n giao d\u1ecbch (t\u1ed1i thi\u1ec3u 50.000 VN\u0110).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Th\u1ebb t\u00edn d\u1ee5ng th\u1ef1c hi\u1ec7n giao d\u1ecbch \u1ee9ng ti\u1ec1n m\u1eb7t qua thi\u1ebft b\u1ecb POS kh\u00e1c ng\u00e2n h\u00e0ng: 4% s\u1ed1 ti\u1ec1n giao d\u1ecbch + ph\u00ed ng\u00e2n h\u00e0ng thanh to\u00e1n (t\u1ed1i thi\u1ec3u 50.000 VN\u0110).<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u00ed thu\u00ea m\u00e1y<\/b><span style=\"font-weight: 400;\">: Mi\u1ec5n ph\u00ed 3-6 th\u00e1ng \u0111\u1ea7u, sau \u0111\u00f3 50.000 \u2013 100.000 VN\u0110\/th\u00e1ng.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"22_BIDV\"><\/span><b>2.2. BIDV<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ph\u00ed th\u1ea5p cho th\u1ebb n\u1ed9i \u0111\u1ecba, h\u1ed7 tr\u1ee3 t\u1ed1t cho c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf. BIDV c\u0169ng c\u00f3 ch\u00ednh s\u00e1ch \u201cZero ph\u00ed\u201d cho nhi\u1ec1u d\u1ecbch v\u1ee5 s\u1ed1, gi\u00fap gi\u1ea3m chi ph\u00ed v\u1eadn h\u00e0nh.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u00ed giao d\u1ecbch<\/b><span style=\"font-weight: 400;\">:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Th\u1ebb n\u1ed9i \u0111\u1ecba: Mi\u1ec5n ph\u00ed thanh to\u00e1n, v\u1ea5n tin s\u1ed1 s\u01b0; r\u00fat ti\u1ec1n m\u1eb7t qua POS 1.000 VN\u0110\/giao d\u1ecbch.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Th\u1ebb t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf: \u1ee8ng ti\u1ec1n m\u1eb7t qua POS BIDV m\u1ea5t 3% s\u1ed1 ti\u1ec1n \u1ee9ng, t\u1ed1i thi\u1ec3u 50.000 VN\u0110 cho h\u1ea1ng B\u1ea1ch Kim; 0,1% s\u1ed1 ti\u1ec1n \u1ee9ng, t\u1ed1i thi\u1ec3u 5.000 VN\u0110 h\u1ea1ng V\u00e0ng; 3% s\u1ed1 ti\u1ec1n \u1ee9ng, t\u1ed1i thi\u1ec3u 50.000 VN\u0110 cho h\u1ea1ng chu\u1ea9n. T\u1ea1i POS ng\u00e2n h\u00e0ng kh\u00e1c kh\u00e1c: m\u1ea5t kho\u1ea3ng\u00a0 2% \u2013 3% (t\u1ed1i thi\u1ec3u 25.000 \u2013 50.000 VN\u0110).<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u00ed thu\u00ea m\u00e1y<\/b><span style=\"font-weight: 400;\">: Mi\u1ec5n ph\u00ed 3 th\u00e1ng \u0111\u1ea7u, sau \u0111\u00f3 60.000 \u2013 120.000 VN\u0110\/th\u00e1ng.<\/span><\/li>\n<\/ul>\n<figure id=\"attachment_36811\" aria-describedby=\"caption-attachment-36811\" style=\"width: 650px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-36811\" title=\"Bi\u1ec3u ph\u00ed m\u00e1y POS \" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-01.jpg\" alt=\"Bi\u1ec3u ph\u00ed m\u00e1y POS \" width=\"650\" height=\"367\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-01.jpg 500w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-01-300x169.jpg 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><figcaption id=\"caption-attachment-36811\" class=\"wp-caption-text\">BIDV<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"23_VPBank\"><\/span><b>2.3. VPBank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ph\u00ed \u0111\u01b0\u1ee3c ph\u00e2n theo ng\u00e0nh h\u00e0ng, linh ho\u1ea1t cho c\u00e1c doanh nghi\u1ec7p \u0111a d\u1ea1ng l\u0129nh v\u1ef1c. VPBank c\u0169ng h\u1ed7 tr\u1ee3 thu\u00ea m\u00e1y POS v\u1edbi m\u1ee9c gi\u00e1 c\u1ea1nh tranh, nh\u01b0 m\u00e1y NEXGO G3 ch\u1ec9 160.000 VN\u0110\/th\u00e1ng.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u00ed giao d\u1ecbch<\/b><span style=\"font-weight: 400;\">:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Th\u1ebb n\u1ed9i \u0111\u1ecba VPBank: 0.2%; kh\u00e1c VPBank: 0.5%.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Th\u1ebb Visa\/MasterCard VPBank: 1.2% \u2013 2%; kh\u00e1c VPBank: 1.5% \u2013 2.5%.<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u00ed thu\u00ea m\u00e1y<\/b><span style=\"font-weight: 400;\">: 100.000 \u2013 150.000 VN\u0110\/th\u00e1ng (mi\u1ec5n ph\u00ed n\u1ebfu \u0111\u1ea1t doanh s\u1ed1 cam k\u1ebft).<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"24_Techcombank\"><\/span><b>2.4. Techcombank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u00a0Ch\u00ednh s\u00e1ch mi\u1ec5n ph\u00ed linh ho\u1ea1t, ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c c\u1eeda h\u00e0ng c\u00f3 doanh thu cao. Techcombank c\u0169ng mi\u1ec5n ph\u00ed nhi\u1ec1u d\u1ecbch v\u1ee5 s\u1ed1, gi\u00fap gi\u1ea3m chi ph\u00ed t\u1ed5ng th\u1ec3.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi c\u00e1c c\u1eeda h\u00e0ng ho\u1eb7c doanh nghi\u1ec7p s\u1eed d\u1ee5ng m\u00e1y POS Techcombank, ph\u00ed giao d\u1ecbch s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean lo\u1ea1i th\u1ebb m\u00e0 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Th\u1ebb n\u1ed9i \u0111\u1ecba: 1,1% s\u1ed1 ti\u1ec1n giao d\u1ecbch.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Th\u1ebb qu\u1ed1c t\u1ebf (Visa, MasterCard, JCB): 2,75% s\u1ed1 ti\u1ec1n giao d\u1ecbch.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Th\u1ebb Amex: 3,96% s\u1ed1 ti\u1ec1n giao d\u1ecbch.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Th\u1ebb qu\u1ed1c t\u1ebf kh\u00e1c (Visa, MasterCard c\u1ee7a ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i): 3,85% s\u1ed1 ti\u1ec1n giao d\u1ecbch.<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ph\u00ed thu\u00ea m\u00e1y POS c\u1ee7a Techcombank s\u1ebd mi\u1ec5n ph\u00ed n\u1ebfu doanh thu \u0111\u1ea1t 200 tri\u1ec7u VN\u0110\/th\u00e1ng, ng\u01b0\u1ee3c l\u1ea1i 80.000 VN\u0110\/th\u00e1ng.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"25_Agribank\"><\/span><b>2.5. Agribank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">M\u00e1y POS Agribank cung c\u1ea5p gi\u1ea3i ph\u00e1p thanh to\u00e1n ti\u1ec7n l\u1ee3i v\u1edbi <\/span>bi\u1ec3u ph\u00ed c\u1ea1nh tranh v\u00e0 nhi\u1ec1u \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn. T\u1ea5t c\u1ea3 lo\u1ea1i th\u1ebb (n\u1ed9i \u0111\u1ecba, qu\u1ed1c t\u1ebf, t\u00edn d\u1ee5ng) \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed ho\u00e0n to\u00e0n khi thanh to\u00e1n h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5, h\u1ee7y thanh to\u00e1n ho\u1eb7c \u0111\u1eb7t ph\u00f2ng\/h\u1ee7y \u0111\u1eb7t ph\u00f2ng kh\u00e1ch s\u1ea1n (\u0111\u1ed1i v\u1edbi th\u1ebb t\u00edn d\u1ee5ng).<\/p>\n<p>V\u1ec1 ph\u00ed giao d\u1ecbch, th\u1ebb n\u1ed9i \u0111\u1ecba mi\u1ec5n ph\u00ed thanh to\u00e1n, nh\u01b0ng r\u00fat ti\u1ec1n m\u1eb7t ch\u1ecbu ph\u00ed 0,03% (t\u1ed1i thi\u1ec3u 5.000 VN\u0110, t\u1ed1i \u0111a 500.000 VN\u0110); th\u1ebb qu\u1ed1c t\u1ebf c\u00f3 ph\u00ed t\u01b0\u01a1ng t\u1ef1 th\u1ebb n\u1ed9i \u0111\u1ecba n\u1ebfu c\u00f9ng chi nh\u00e1nh, nh\u01b0ng kh\u00e1c chi nh\u00e1nh ch\u1ecbu ph\u00ed 0,03%; th\u1ebb t\u00edn d\u1ee5ng \u1ee9ng ti\u1ec1n m\u1eb7t ch\u1ecbu ph\u00ed 2% (t\u1ed1i thi\u1ec3u 20.000 VN\u0110). \u0110\u1eb7c bi\u1ec7t, c\u00e1c c\u1eeda h\u00e0ng\/doanh nghi\u1ec7p m\u1edbi \u0111\u0103ng k\u00fd \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed thu\u00ea m\u00e1y trong 6 th\u00e1ng \u0111\u1ea7u, gi\u00fap t\u1ed1i \u01b0u chi ph\u00ed ban \u0111\u1ea7u.<\/p>\n<p>V\u1ec1 ph\u00ed thu\u00ea m\u00e1y, Agribank mi\u1ec5n ph\u00ed trong 6 th\u00e1ng \u0111\u1ea7u; sau \u0111\u00f3, ph\u00ed dao \u0111\u1ed9ng t\u1eeb 50.000 \u2013 100.000 VN\u0110\/th\u00e1ng t\u00f9y lo\u1ea1i m\u00e1y (c\u1ed1 \u0111\u1ecbnh ho\u1eb7c kh\u00f4ng d\u00e2y) v\u00e0 cam k\u1ebft doanh thu. \u0110\u1eb7c bi\u1ec7t, c\u1eeda h\u00e0ng \u0111\u1ea1t doanh thu t\u1eeb 100 tri\u1ec7u VN\u0110\/th\u00e1ng tr\u1edf l\u00ean s\u1ebd \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed thu\u00ea m\u00e1y.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"26_Sacombank\"><\/span><b>2.6. Sacombank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u00a0\u0110\u1ed1i v\u1edbi th\u1ebb thanh to\u00e1n n\u1ed9i \u0111\u1ecba, ph\u00ed r\u00fat ti\u1ec1n m\u1eb7t t\u1ea1i POS \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed, nh\u01b0ng khi tra c\u1ee9u s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n s\u1ebd ph\u1ea3i ch\u1ecbu ph\u00ed 2.000 VN\u0110\/l\u1ea7n. V\u1edbi th\u1ebb thanh to\u00e1n qu\u1ed1c t\u1ebf Visa, r\u00fat ti\u1ec1n m\u1eb7t mi\u1ec5n ph\u00ed n\u1ebfu c\u00f9ng ng\u00e2n h\u00e0ng Sacombank; n\u1ebfu kh\u00e1c ng\u00e2n h\u00e0ng, ph\u00ed l\u00e0 4% s\u1ed1 ti\u1ec1n giao d\u1ecbch (t\u1ed1i thi\u1ec3u 60.000 VN\u0110).\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ed1i v\u1edbi th\u1ebb tr\u1ea3 tr\u01b0\u1edbc qu\u1ed1c t\u1ebf, r\u00fat ti\u1ec1n m\u1eb7t mi\u1ec5n ph\u00ed khi c\u00f9ng ng\u00e2n h\u00e0ng, nh\u01b0ng kh\u00e1c ng\u00e2n h\u00e0ng ch\u1ecbu ph\u00ed 3% s\u1ed1 ti\u1ec1n giao d\u1ecbch (t\u1ed1i thi\u1ec3u 50.000 VN\u0110). Th\u1ebb tr\u1ea3 tr\u01b0\u1edbc n\u1ed9i \u0111\u1ecba \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed r\u00fat ti\u1ec1n m\u1eb7t t\u1ea1i POS.\u00a0<\/span><\/p>\n<p><b>Sacombank cho thu\u00ea m\u00e1y POS v\u1edbi chi ph\u00ed <\/b><span style=\"font-weight: 400;\">50.000 \u2013 100.000 VN\u0110\/th\u00e1ng (\u01b0u \u0111\u00e3i t\u00f9y doanh s\u1ed1).<\/span><\/p>\n<figure id=\"attachment_34534\" aria-describedby=\"caption-attachment-34534\" style=\"width: 650px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-34534\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-02.jpg\" alt=\"bi\u1ec3u ph\u00ed m\u00e1y pos c\u00e1c ng\u00e2n h\u00e0ng\" width=\"650\" height=\"432\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-02.jpg 788w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-02-300x199.jpg 300w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-02-768x511.jpg 768w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-02-696x463.jpg 696w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-02-632x420.jpg 632w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><figcaption id=\"caption-attachment-34534\" class=\"wp-caption-text\">Bi\u1ec3u ph\u00ed m\u00e1y Pos t\u1ea1i ng\u00e2n h\u00e0ng Sacombank<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"27_VietinBank\"><\/span><b>2.7. VietinBank<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">M\u00e1y POS VietinBank mang \u0111\u1ebfn gi\u1ea3i ph\u00e1p thanh to\u00e1n ti\u1ec7n l\u1ee3i v\u1edbi <\/span>bi\u1ec3u ph\u00ed c\u1ea1nh tranh, \u0111\u1eb7c bi\u1ec7t ph\u00f9 h\u1ee3p cho c\u00e1c doanh nghi\u1ec7p v\u1eeba v\u00e0 nh\u1ecf.<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Ph\u00ed giao d\u1ecbch:\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Th\u1ebb n\u1ed9i \u0111\u1ecba t\u00edn d\u1ee5ng: 0.5% (t\u1ed1i thi\u1ec3u 5.000 VN\u0110).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Th\u1ebb qu\u1ed1c t\u1ebf: R\u00fat ti\u1ec1n 0.055% (c\u00f9ng ng\u00e2n h\u00e0ng, t\u1ed1i thi\u1ec3u 20.000 VN\u0110); 3.64% (kh\u00e1c ng\u00e2n h\u00e0ng, t\u1ed1i thi\u1ec3u 50.000 VN\u0110).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Th\u1ebb t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf: 1.82% (t\u1ed1i \u0111a 50.000 VN\u0110).<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>V\u1ec1 ph\u00ed thu\u00ea m\u00e1y, VietinBank mi\u1ec5n ph\u00ed 3-6 th\u00e1ng \u0111\u1ea7u; sau \u0111\u00f3, ph\u00ed dao \u0111\u1ed9ng t\u1eeb 70.000 \u2013 120.000 VN\u0110\/th\u00e1ng, t\u00f9y lo\u1ea1i m\u00e1y (c\u1ed1 \u0111\u1ecbnh ho\u1eb7c kh\u00f4ng d\u00e2y) v\u00e0 cam k\u1ebft doanh thu. C\u1eeda h\u00e0ng \u0111\u1ea1t doanh thu t\u1eeb 100 \u2013 200 tri\u1ec7u VN\u0110\/th\u00e1ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed thu\u00ea m\u00e1y ho\u1eb7c gi\u1ea3m ph\u00ed giao d\u1ecbch.<\/p>\n<p><b>L\u01b0u \u00fd<\/b><span style=\"font-weight: 400;\">, ph\u00ed th\u1ebb qu\u1ed1c t\u1ebf (Visa, MasterCard) th\u01b0\u1eddng cao h\u01a1n th\u1ebb n\u1ed9i \u0111\u1ecba (2% \u2013 3% so v\u1edbi d\u01b0\u1edbi 1% \u2013 2%) do li\u00ean quan \u0111\u1ebfn t\u1ed5 ch\u1ee9c thanh to\u00e1n qu\u1ed1c t\u1ebf, v\u00e0 bi\u1ec3u ph\u00ed c\u00f3 th\u1ec3 thay \u0111\u1ed5i t\u00f9y ch\u00ednh s\u00e1ch VietinBank.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_Yeu_to_anh_huong_den_bieu_phi_may_POS\"><\/span><span style=\"color: #3366ff;\"><b>3. Y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn bi\u1ec3u ph\u00ed m\u00e1y POS<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Khi l\u1ef1a ch\u1ecdn ng\u00e2n h\u00e0ng cung c\u1ea5p m\u00e1y POS, b\u1ea1n c\u1ea7n xem x\u00e9t c\u00e1c y\u1ebfu t\u1ed1 sau \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o chi ph\u00ed t\u1ed1i \u01b0u:<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Doanh_thu_giao_dich_qua_the\"><\/span><b>Doanh thu giao d\u1ecbch qua th\u1ebb<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Doanh thu thanh to\u00e1n qua th\u1ebb cao th\u01b0\u1eddng gi\u00fap c\u1eeda h\u00e0ng nh\u1eadn \u0111\u01b0\u1ee3c \u01b0u \u0111\u00e3i nh\u01b0 gi\u1ea3m ph\u00ed giao d\u1ecbch ho\u1eb7c mi\u1ec5n ph\u00ed thu\u00ea m\u00e1y. Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu doanh thu th\u1ea5p, ph\u00ed giao d\u1ecbch c\u00f3 th\u1ec3 cao h\u01a1n, ho\u1eb7c ng\u00e2n h\u00e0ng th\u1eadm ch\u00ed t\u1eeb ch\u1ed1i cung c\u1ea5p m\u00e1y POS do kh\u00f4ng \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Loai_the_thanh_toan\"><\/span><b>Lo\u1ea1i th\u1ebb thanh to\u00e1n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Th\u1ebb qu\u1ed1c t\u1ebf (Visa, MasterCard, JCB) th\u01b0\u1eddng c\u00f3 ph\u00ed giao d\u1ecbch cao h\u01a1n (2% \u2013 3%) so v\u1edbi th\u1ebb n\u1ed9i \u0111\u1ecba (d\u01b0\u1edbi 1% \u2013 2%) v\u00ec li\u00ean quan \u0111\u1ebfn t\u1ed5 ch\u1ee9c thanh to\u00e1n qu\u1ed1c t\u1ebf, d\u1eabn \u0111\u1ebfn chi ph\u00ed x\u1eed l\u00fd cao h\u01a1n.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Loai_may_POS\"><\/span><b>Lo\u1ea1i m\u00e1y POS<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">M\u00e1y POS kh\u00f4ng d\u00e2y (k\u1ebft n\u1ed1i 4G\/Wifi) ti\u1ec7n l\u1ee3i h\u01a1n nh\u01b0ng ph\u00ed thu\u00ea th\u01b0\u1eddng cao h\u01a1n so v\u1edbi m\u00e1y POS c\u1ed1 \u0111\u1ecbnh, do chi ph\u00ed v\u1eadn h\u00e0nh v\u00e0 c\u00f4ng ngh\u1ec7 cao h\u01a1n.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cam_ket_doanh_thu\"><\/span><b>Cam k\u1ebft doanh thu<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Nhi\u1ec1u ng\u00e2n h\u00e0ng y\u00eau c\u1ea7u doanh nghi\u1ec7p cam k\u1ebft doanh thu t\u1ed1i thi\u1ec3u (th\u01b0\u1eddng t\u1eeb 100 \u2013 200 tri\u1ec7u VN\u0110\/th\u00e1ng) \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c ph\u00ed \u01b0u \u0111\u00e3i ho\u1eb7c mi\u1ec5n ph\u00ed thu\u00ea m\u00e1y. N\u1ebfu kh\u00f4ng \u0111\u1ea1t cam k\u1ebft, ph\u00ed c\u00f3 th\u1ec3 t\u0103ng.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Chinh_sach_uu_dai_cua_ngan_hang\"><\/span><b>Ch\u00ednh s\u00e1ch \u01b0u \u0111\u00e3i c\u1ee7a ng\u00e2n h\u00e0ng<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng cung c\u1ea5p \u01b0u \u0111\u00e3i nh\u01b0 mi\u1ec5n ph\u00ed l\u1eafp \u0111\u1eb7t, gi\u1ea3m ph\u00ed giao d\u1ecbch ho\u1eb7c mi\u1ec5n ph\u00ed thu\u00ea m\u00e1y cho kh\u00e1ch h\u00e0ng th\u00e2n thi\u1ebft, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c doanh nghi\u1ec7p h\u1ee3p t\u00e1c l\u00e2u d\u00e0i ho\u1eb7c c\u00f3 quy m\u00f4 l\u1edbn.<\/span><\/p>\n<figure id=\"attachment_36810\" aria-describedby=\"caption-attachment-36810\" style=\"width: 650px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-36810\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang.png\" alt=\"Bi\u1ec3u ph\u00ed m\u00e1y pos c\u00e1c ng\u00e2n h\u00e0ng\" width=\"650\" height=\"458\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang.png 500w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-300x211.png 300w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-100x70.png 100w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><figcaption id=\"caption-attachment-36810\" class=\"wp-caption-text\">Bi\u1ec3u ph\u00ed m\u00e1y pos c\u00e1c ng\u00e2n h\u00e0ng<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"4_Ngan_hang_co_bieu_phi_thap_nhat\"><\/span><span style=\"color: #3366ff;\"><b>4. Ng\u00e2n h\u00e0ng c\u00f3 bi\u1ec3u ph\u00ed th\u1ea5p nh\u1ea5t<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">C\u00e2u h\u1ecfi \u201cNg\u00e2n h\u00e0ng n\u00e0o c\u00f3 bi\u1ec3u ph\u00ed m\u00e1y POS th\u1ea5p nh\u1ea5t?\u201d kh\u00f4ng c\u00f3 \u0111\u00e1p \u00e1n c\u1ed1 \u0111\u1ecbnh, b\u1edfi m\u1ee9c ph\u00ed ph\u1ee5 thu\u1ed9c v\u00e0o nhi\u1ec1u y\u1ebfu t\u1ed1, \u0111\u1eb7c bi\u1ec7t l\u00e0 doanh thu thanh to\u00e1n qua th\u1ebb v\u00e0 lo\u1ea1i h\u00ecnh kinh doanh. Tuy nhi\u00ean, d\u1ef1a tr\u00ean th\u00f4ng tin tham kh\u1ea3o:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Th\u1ebb n\u1ed9i \u0111\u1ecba<\/b><span style=\"font-weight: 400;\">: Ph\u00ed giao d\u1ecbch th\u01b0\u1eddng dao \u0111\u1ed9ng t\u1eeb d\u01b0\u1edbi 1% \u0111\u1ebfn 2%. C\u00e1c ng\u00e2n h\u00e0ng nh\u01b0 MB Bank, BIDV, Agribank v\u00e0 Sacombank c\u00f3 ch\u00ednh s\u00e1ch mi\u1ec5n ph\u00ed ho\u1eb7c ph\u00ed r\u1ea5t th\u1ea5p cho th\u1ebb n\u1ed9i \u0111\u1ecba.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Th\u1ebb qu\u1ed1c t\u1ebf<\/b><span style=\"font-weight: 400;\">: Ph\u00ed t\u1eeb 2% \u2013 2.5%, v\u1edbi VPBank v\u00e0 VietinBank c\u00f3 m\u1ee9c ph\u00ed c\u1ea1nh tranh (1.2% \u2013 2% cho th\u1ebb Visa\/MasterCard VPBank).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u00ed thu\u00ea m\u00e1y<\/b><span style=\"font-weight: 400;\">: Techcombank v\u00e0 Agribank n\u1ed5i b\u1eadt v\u1edbi ch\u00ednh s\u00e1ch mi\u1ec5n ph\u00ed thu\u00ea m\u00e1y n\u1ebfu \u0111\u1ea1t doanh thu cao, trong khi MB Bank v\u00e0 Sacombank c\u00f3 m\u1ee9c ph\u00ed thu\u00ea th\u1ea5p (50.000 \u2013 100.000 VN\u0110\/th\u00e1ng).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Quan tr\u1ecdng h\u01a1n, m\u1ee9c ph\u00ed th\u1ea5p kh\u00f4ng ch\u1ec9 ph\u1ee5 thu\u1ed9c v\u00e0o ng\u00e2n h\u00e0ng m\u00e0 c\u00f2n d\u1ef1a tr\u00ean kh\u1ea3 n\u0103ng \u0111\u00e1p \u1ee9ng cam k\u1ebft doanh thu c\u1ee7a c\u1eeda h\u00e0ng. M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng l\u1edbn nh\u01b0 Vietcombank, BIDV c\u00f3 th\u1ec3 h\u1ea1n ch\u1ebf c\u1ea5p m\u00e1y POS cho c\u00e1c c\u1eeda h\u00e0ng nh\u1ecf v\u1edbi doanh thu qu\u1eb9t th\u1ebb th\u1ea5p, khi\u1ebfn c\u00e1c doanh nghi\u1ec7p n\u00e0y ph\u1ea3i t\u00ecm \u0111\u1ebfn gi\u1ea3i ph\u00e1p thay th\u1ebf.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"5_VTC_POS_%E2%80%93_giai_phap_thay_the_hieu_qua\"><\/span><span style=\"color: #3366ff;\"><b>5. VTC POS &#8211; gi\u1ea3i ph\u00e1p thay th\u1ebf hi\u1ec7u qu\u1ea3<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>VTC POS<\/b><span style=\"font-weight: 400;\"> (do <a href=\"https:\/\/vtcpay.vn\/gioi-thieu-cong-thanh-toan\">VTC Pay<\/a> cung c\u1ea5p) l\u00e0 l\u1ef1a ch\u1ecdn l\u00fd t\u01b0\u1edfng cho c\u00e1c doanh nghi\u1ec7p nh\u1ecf, startup ho\u1eb7c kinh doanh th\u1eddi v\u1ee5, v\u1edbi <\/span><b>bi\u1ec3u ph\u00ed c\u1ea1nh tranh<\/b><span style=\"font-weight: 400;\"> v\u00e0 h\u1ed7 tr\u1ee3 \u0111a d\u1ea1ng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 th\u00f4ng tin chi ti\u1ebft v\u1ec1 chi ph\u00ed, l\u1ee3i \u00edch v\u00e0 so s\u00e1nh v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"51_Bieu_phi_VTC_POS\"><\/span><b>5.1. Bi\u1ec3u ph\u00ed VTC POS<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Ph\u00ed giao d\u1ecbch<\/b><span style=\"font-weight: 400;\"> \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf t\u1ed1i \u01b0u, th\u1ea5p h\u01a1n nhi\u1ec1u ng\u00e2n h\u00e0ng:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Th\u1ebb n\u1ed9i \u0111\u1ecba<\/b><span style=\"font-weight: 400;\">: Ch\u1ec9 t\u1eeb 0,6% m\u1ed7i giao d\u1ecbch, r\u1ebb h\u01a1n so v\u1edbi Techcombank (1,1%) hay VPBank (0,5%). V\u00ed d\u1ee5, thanh to\u00e1n 1.000.000 VN\u0110, ph\u00ed ch\u1ec9 6.000 VN\u0110.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Th\u1ebb qu\u1ed1c t\u1ebf (Visa, MasterCard, JCB, Napas)<\/b><span style=\"font-weight: 400;\">: 2% \u2013 2,5%, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ee9c trung b\u00ecnh th\u1ecb tr\u01b0\u1eddng. V\u00ed d\u1ee5, thanh to\u00e1n 1.000.000 VN\u0110 b\u1eb1ng Visa, ph\u00ed t\u1ed1i \u0111a 25.000 VN\u0110.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Thanh to\u00e1n QR (VTC Pay, MoMo, ZaloPay)<\/b><span style=\"font-weight: 400;\">: Ph\u00ed d\u01b0\u1edbi 1%, c\u1ea1nh tranh h\u01a1n nhi\u1ec1u ng\u00e2n h\u00e0ng. V\u00ed d\u1ee5, thanh to\u00e1n QR 500.000 VN\u0110, ph\u00ed ch\u1ec9 kho\u1ea3ng 5.000 VN\u0110.<\/span><\/li>\n<\/ul>\n<p><b>Ph\u00ed thu\u00ea m\u00e1y<\/b><span style=\"font-weight: 400;\"> ph\u1ee5 thu\u1ed9c v\u00e0o doanh s\u1ed1:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>100.000 VN\u0110\/th\u00e1ng<\/b><span style=\"font-weight: 400;\">: Doanh s\u1ed1 t\u1eeb 100 tri\u1ec7u VN\u0110\/th\u00e1ng tr\u1edf l\u00ean.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>150.000 VN\u0110\/th\u00e1ng<\/b><span style=\"font-weight: 400;\">: Doanh s\u1ed1 t\u1eeb 60 \u2013 100 tri\u1ec7u VN\u0110\/th\u00e1ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>200.000 VN\u0110\/th\u00e1ng<\/b><span style=\"font-weight: 400;\">: Doanh s\u1ed1 d\u01b0\u1edbi 60 tri\u1ec7u VN\u0110\/th\u00e1ng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u01afu \u0111\u00e3i \u0111\u1eb7c bi\u1ec7t<\/b><span style=\"font-weight: 400;\">: Mi\u1ec5n ph\u00ed thi\u1ebft b\u1ecb n\u1ebfu \u0111\u1ea1t doanh s\u1ed1 t\u1ed1i thi\u1ec3u, th\u1ea5p h\u01a1n y\u00eau c\u1ea7u c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng nh\u01b0 Techcombank (200 tri\u1ec7u VN\u0110\/th\u00e1ng) hay BIDV (100 tri\u1ec7u VN\u0110\/th\u00e1ng).<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"52_Loi_ich_khi_chon_VTC_Pos\"><\/span><b>5.2. L\u1ee3i \u00edch khi ch\u1ecdn VTC Pos<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">VTC POS kh\u00f4ng ch\u1ec9 ti\u1ebft ki\u1ec7m chi ph\u00ed m\u00e0 c\u00f2n mang l\u1ea1i tr\u1ea3i nghi\u1ec7m thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i v\u00e0 an to\u00e0n. V\u1edbi kh\u1ea3 n\u0103ng h\u1ed7 tr\u1ee3 \u0111a d\u1ea1ng ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n nh\u01b0 th\u1ebb n\u1ed9i \u0111\u1ecba, th\u1ebb qu\u1ed1c t\u1ebf, m\u00e3 QR v\u00e0 Tap to Pay, VTC POS \u0111\u00e1p \u1ee9ng m\u1ecdi nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng, t\u1eeb c\u1eeda h\u00e0ng nh\u1ecf \u0111\u1ebfn doanh nghi\u1ec7p l\u1edbn. Doanh nghi\u1ec7p kh\u00f4ng c\u1ea7n \u0111\u1ea7u t\u01b0 thi\u1ebft b\u1ecb \u0111\u1eaft \u0111\u1ecf, gi\u00fap gi\u1ea3m \u0111\u00e1ng k\u1ec3 chi ph\u00ed ban \u0111\u1ea7u, \u0111\u1eb7c bi\u1ec7t ph\u00f9 h\u1ee3p v\u1edbi startup ho\u1eb7c kinh doanh th\u1eddi v\u1ee5. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00f4ng ngh\u1ec7 m\u00e3 h\u00f3a ti\u00ean ti\u1ebfn \u0111\u1ea1t chu\u1ea9n PCI DSS \u0111\u1ea3m b\u1ea3o b\u1ea3o m\u1eadt t\u1ed1i \u0111a, gi\u1ea3m thi\u1ec3u r\u1ee7i ro gian l\u1eadn. Ngo\u00e0i ra, h\u1ec7 th\u1ed1ng b\u00e1o c\u00e1o doanh thu th\u1eddi gian th\u1ef1c gi\u00fap ch\u1ee7 doanh nghi\u1ec7p d\u1ec5 d\u00e0ng theo d\u00f5i v\u00e0 qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n. \u0110\u1ed9i ng\u0169 h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng 24\/7 lu\u00f4n s\u1eb5n s\u00e0ng gi\u1ea3i \u0111\u00e1p, \u0111\u1ea3m b\u1ea3o v\u1eadn h\u00e0nh m\u01b0\u1ee3t m\u00e0 trong m\u1ecdi t\u00ecnh hu\u1ed1ng.<\/span><\/p>\n<figure id=\"attachment_34535\" aria-describedby=\"caption-attachment-34535\" style=\"width: 650px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/vtcpos.vn\/\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-34535\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-03.png\" alt=\"Bi\u1ec3u ph\u00ed m\u00e1y POS \" width=\"650\" height=\"341\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-03.png 650w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/bieu-phi-may-pos-cac-ngan-hang-03-300x157.png 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/a><figcaption id=\"caption-attachment-34535\" class=\"wp-caption-text\">Tham kh\u1ea3o bi\u1ec3u ph\u00ed t\u1ed1i \u01b0u c\u1ee7a VTC POS<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"53_So_sanh_VTC_POS_voi_ngan_hang\"><\/span><b>5.3. So s\u00e1nh VTC POS v\u1edbi ng\u00e2n h\u00e0ng<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">So v\u1edbi <\/span><b>bi\u1ec3u ph\u00ed m\u00e1y POS c\u00e1c ng\u00e2n h\u00e0ng<\/b><span style=\"font-weight: 400;\">, VTC POS v\u01b0\u1ee3t tr\u1ed9i \u1edf nhi\u1ec1u kh\u00eda c\u1ea1nh:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ph\u00ed giao d\u1ecbch th\u1ea5p h\u01a1n<\/b><span style=\"font-weight: 400;\">, ch\u1ec9 0,6% cho th\u1ebb n\u1ed9i \u0111\u1ecba, so v\u1edbi 1% \u2013 2% c\u1ee7a nhi\u1ec1u ng\u00e2n h\u00e0ng nh\u01b0 Techcombank hay VPBank.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kh\u00f4ng \u0111\u00f2i h\u1ecfi cam k\u1ebft doanh thu cao nh\u01b0 Techcombank (200 tri\u1ec7u VN\u0110\/th\u00e1ng) hay BIDV (100 tri\u1ec7u VN\u0110\/th\u00e1ng), ph\u00f9 h\u1ee3p v\u1edbi c\u1eeda h\u00e0ng nh\u1ecf.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>H<\/b><span style=\"font-weight: 400;\">\u1ed7 tr\u1ee3 m\u00e3 QR v\u00e0 Tap to Pay, trong khi nhi\u1ec1u ng\u00e2n h\u00e0ng ch\u1ec9 t\u1eadp trung v\u00e0o thanh to\u00e1n th\u1ebb.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span><span style=\"color: #3366ff;\"><b>K\u1ebft lu\u1eadn<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Hi\u1ec3u r\u00f5 <\/span><b>bi\u1ec3u ph\u00ed m\u00e1y POS c\u00e1c ng\u00e2n h\u00e0ng<\/b><span style=\"font-weight: 400;\"> l\u00e0 ch\u00eca kh\u00f3a \u0111\u1ec3 t\u1ed1i \u01b0u chi ph\u00ed v\u00e0 n\u00e2ng cao hi\u1ec7u qu\u1ea3 kinh doanh.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">H\u00e3y \u0111\u00e1nh gi\u00e1 quy m\u00f4 kinh doanh, lo\u1ea1i th\u1ebb kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng v\u00e0 li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp v\u1edbi ng\u00e2n h\u00e0ng ho\u1eb7c nh\u00e0 cung c\u1ea5p \u0111\u1ec3 nh\u1eadn bi\u1ec3u ph\u00ed m\u1edbi nh\u1ea5t. B\u1ea1n nghi\u00eang v\u1ec1 gi\u1ea3i ph\u00e1p t\u1eeb ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng hay c\u00e1c nh\u00e0 cung c\u1ea5p nh\u01b0 VTC POS? Chia s\u1ebb \u00fd ki\u1ebfn c\u1ee7a b\u1ea1n \u0111\u1ec3 c\u00f9ng th\u1ea3o lu\u1eadn v\u00e0 t\u00ecm ra l\u1ef1a ch\u1ecdn t\u1ed1t nh\u1ea5t!<\/span><\/p>\n<p><strong>Xem th\u00eam:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/vtcpay.vn\/blog\/cong-thanh-toan-vtc-pay.html\"><span style=\"font-weight: 400;\">C\u1ed5ng thanh to\u00e1n VTC Pay: Gi\u1ea3i ph\u00e1p thanh to\u00e1n an to\u00e0n &amp; ti\u1ec7n l\u1ee3i<\/span><\/a><\/li>\n<li><a href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\"><span style=\"font-weight: 400;\">L\u01b0u \u00fd v\u1ec1 vi\u1ec7c qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t<\/span><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>M\u00e1y POS (Point of Sale) \u0111\u00e3 tr\u1edf th\u00e0nh c\u00f4ng c\u1ee5 kh\u00f4ng th\u1ec3 thi\u1ebfu t\u1ea1i c\u00e1c c\u1eeda h\u00e0ng, nh\u00e0 h\u00e0ng, si\u00eau th\u1ecb v\u00e0 nhi\u1ec1u lo\u1ea1i h\u00ecnh kinh doanh kh\u00e1c. Tuy nhi\u00ean, m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 khi\u1ebfn c\u00e1c ch\u1ee7 kinh doanh b\u0103n kho\u0103n ch\u00ednh l\u00e0 bi\u1ec3u ph\u00ed m\u00e1y POS c\u00e1c ng\u00e2n h\u00e0ng. Ngay trong b\u00e0i vi\u1ebft [&hellip;]<\/p>\n","protected":false},"author":29,"featured_media":34534,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[191],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bi\u1ec3u ph\u00ed m\u00e1y POS c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam m\u1edbi nh\u1ea5t 2025<\/title>\n<meta name=\"description\" content=\"C\u1eadp nh\u1eadt bi\u1ec3u ph\u00ed m\u00e1y POS c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam 2025. 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