{"id":34526,"date":"2025-04-23T21:50:10","date_gmt":"2025-04-23T14:50:10","guid":{"rendered":"https:\/\/vtcpay.vn\/blog\/?p=34526"},"modified":"2026-03-31T10:34:18","modified_gmt":"2026-03-31T03:34:18","slug":"luu-y-ve-viec-quet-the-pos-lay-tien-mat","status":"publish","type":"post","link":"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html","title":{"rendered":"L\u01b0u \u00fd v\u1ec1 vi\u1ec7c qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69da59907fa46\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69da59907fa46\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\/#Quet_the_POS_lay_tien_mat_la_gi\" >Qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\/#Cac_hinh_thuc_quet_the_de_lay_tien_mat\" >C\u00e1c h\u00ecnh th\u1ee9c qu\u1eb9t th\u1ebb \u0111\u1ec3 l\u1ea5y ti\u1ec1n m\u1eb7t<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\/#Rut_tien_mat_tu_the_tin_dung_qua_ATM\" >R\u00fat ti\u1ec1n m\u1eb7t t\u1eeb th\u1ebb t\u00edn d\u1ee5ng qua ATM<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\/#Quet_the_POS_lay_tien_mat_tai_diem_chap_nhan_the\" >Qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t t\u1ea1i \u0111i\u1ec3m ch\u1ea5p nh\u1eadn th\u1ebb<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\/#Rui_ro_khi_quet_the_POS_lay_tien_mat\" >R\u1ee7i ro khi qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\/#Rui_ro_phap_ly\" >R\u1ee7i ro ph\u00e1p l\u00fd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\/#Rui_ro_tai_chinh\" >R\u1ee7i ro t\u00e0i ch\u00ednh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\/#Rui_ro_bao_mat\" >R\u1ee7i ro b\u1ea3o m\u1eadt<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\/#Luu_y_tranh_rui_ro_khi_quet_the_POS_lay_tien_mat\" >L\u01b0u \u00fd tr\u00e1nh r\u1ee7i ro khi qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\/#Ket_luan\" >K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<p><em><span style=\"font-weight: 400;\">H\u00ecnh th\u1ee9c <\/span><b>qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t<\/b><span style=\"font-weight: 400;\"> l\u00e0 m\u1ed9t c\u00e1ch \u0111\u1ec3 t\u1eadn d\u1ee5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng. Tuy nhi\u00ean, \u0111\u00e2y l\u00e0 m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro c\u1ea3 v\u1ec1 ph\u00e1p l\u00fd l\u1eabn t\u00e0i ch\u00ednh, v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt c\u00f4ng nh\u1eadn. Trong b\u00e0i vi\u1ebft n\u00e0y,<a href=\"https:\/\/vtcpay.vn\/blog\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #3366ff;\"><strong> VTC Pay Blog<\/strong><\/span><\/a> s\u1ebd l\u00e0m r\u00f5 <a href=\"https:\/\/vtcpay.vn\/blog\/luu-y-ve-viec-quet-the-pos-lay-tien-mat.html\">kh\u00e1i ni\u1ec7m qu\u1eb9t th\u1ebb POS<\/a> r\u00fat ti\u1ec1n m\u1eb7t, quy tr\u00ecnh th\u1ef1c hi\u1ec7n, c\u00e1c r\u1ee7i ro li\u00ean quan, v\u00e0 nh\u1eefng l\u01b0u \u00fd quan tr\u1ecdng \u0111\u1ec3 doanh nghi\u1ec7p c\u0169ng nh\u01b0 c\u00e1 nh\u00e2n s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng m\u1ed9t c\u00e1ch an to\u00e0n, h\u1ee3p ph\u00e1p.<\/span><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Quet_the_POS_lay_tien_mat_la_gi\"><\/span><span style=\"color: #3366ff;\"><b>Qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t l\u00e0 g\u00ec?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t<\/b><span style=\"font-weight: 400;\"> l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c giao d\u1ecbch trong \u0111\u00f3 ch\u1ee7 th\u1ebb t\u00edn d\u1ee5ng s\u1eed d\u1ee5ng m\u00e1y POS (Point of Sale) t\u1ea1i c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn th\u1ebb \u0111\u1ec3 r\u00fat ti\u1ec1n m\u1eb7t thay v\u00ec th\u1ef1c hi\u1ec7n thanh to\u00e1n cho h\u00e0ng h\u00f3a ho\u1eb7c d\u1ecbch v\u1ee5.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u1ec1 b\u1ea3n ch\u1ea5t, \u0111\u00e2y l\u00e0 m\u1ed9t giao d\u1ecbch &#8220;kh\u1ed1ng&#8221;, ngh\u0129a l\u00e0 kh\u00f4ng c\u00f3 ho\u1ea1t \u0111\u1ed9ng mua b\u00e1n th\u1ef1c s\u1ef1 di\u1ec5n ra. Ch\u1ee7 th\u1ebb v\u00e0 \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb (th\u01b0\u1eddng l\u00e0 c\u1eeda h\u00e0ng ho\u1eb7c doanh nghi\u1ec7p) th\u1ecfa thu\u1eadn \u0111\u1ec3 qu\u1eb9t th\u1ebb nh\u01b0 m\u1ed9t giao d\u1ecbch thanh to\u00e1n th\u00f4ng th\u01b0\u1eddng, sau \u0111\u00f3 \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb s\u1ebd tr\u1ea3 l\u1ea1i ti\u1ec1n m\u1eb7t cho ch\u1ee7 th\u1ebb, tr\u1eeb \u0111i m\u1ed9t kho\u1ea3n ph\u00ed d\u1ecbch v\u1ee5.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-41190\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/quet-the-pos-lay-tien-mat.webp\" alt=\"qu\u1eb9t th\u1ebb pos l\u1ea5y ti\u1ec1n m\u1eb7t\" width=\"650\" height=\"429\" \/><\/p>\n<p><span style=\"font-weight: 400;\">H\u00ecnh th\u1ee9c n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 t\u1eadn d\u1ee5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng t\u1ed1i \u0111a c\u1ee7a th\u1ebb (l\u00ean \u0111\u1ebfn 100%), thay v\u00ec ch\u1ec9 r\u00fat \u0111\u01b0\u1ee3c t\u1ed1i \u0111a 50% h\u1ea1n m\u1ee9c nh\u01b0 khi r\u00fat ti\u1ec1n m\u1eb7t t\u1ea1i ATM. Tuy nhi\u00ean, c\u1ea7n l\u01b0u \u00fd r\u1eb1ng <\/span><b>h\u00ecnh th\u1ee9c n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt Vi\u1ec7t Nam c\u00f4ng nh\u1eadn<\/b><span style=\"font-weight: 400;\">, v\u00ec m\u00e1y POS ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e9p s\u1eed d\u1ee5ng cho m\u1ee5c \u0111\u00edch thanh to\u00e1n h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5, kh\u00f4ng ph\u1ea3i \u0111\u1ec3 r\u00fat ti\u1ec1n m\u1eb7t. Vi\u1ec7c th\u1ef1c hi\u1ec7n giao d\u1ecbch kh\u1ed1ng c\u00f3 th\u1ec3 vi ph\u1ea1m quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 d\u1eabn \u0111\u1ebfn nhi\u1ec1u r\u1ee7i ro ph\u00e1p l\u00fd, t\u00e0i ch\u00ednh.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cac_hinh_thuc_quet_the_de_lay_tien_mat\"><\/span><span style=\"color: #3366ff;\"><b>C\u00e1c h\u00ecnh th\u1ee9c qu\u1eb9t th\u1ebb \u0111\u1ec3 l\u1ea5y ti\u1ec1n m\u1eb7t<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Rut_tien_mat_tu_the_tin_dung_qua_ATM\"><\/span><b>R\u00fat ti\u1ec1n m\u1eb7t t\u1eeb th\u1ebb t\u00edn d\u1ee5ng qua ATM<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">M\u1ed9t c\u00e1ch h\u1ee3p ph\u00e1p v\u00e0 ph\u1ed5 bi\u1ebfn \u0111\u1ec3 r\u00fat ti\u1ec1n m\u1eb7t t\u1eeb th\u1ebb t\u00edn d\u1ee5ng l\u00e0 s\u1eed d\u1ee5ng m\u00e1y ATM. Tuy nhi\u00ean, ph\u01b0\u01a1ng th\u1ee9c n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng khuy\u1ebfn kh\u00edch do chi ph\u00ed cao v\u00e0 c\u00e1c h\u1ea1n ch\u1ebf \u0111i k\u00e8m:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u1ec9 \u0111\u01b0\u1ee3c r\u00fat t\u1ed1i \u0111a 50% h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng c\u1ee7a th\u1ebb, t\u00f9y thu\u1ed9c v\u00e0o ch\u00ednh s\u00e1ch c\u1ee7a ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ph\u00ed giao d\u1ecbch th\u01b0\u1eddng dao \u0111\u1ed9ng t\u1eeb 3% \u0111\u1ebfn 5% s\u1ed1 ti\u1ec1n r\u00fat, v\u1edbi m\u1ee9c t\u1ed1i thi\u1ec3u kho\u1ea3ng 50.000 VN\u0110\/l\u1ea7n. V\u00ed d\u1ee5, n\u1ebfu b\u1ea1n r\u00fat 10 tri\u1ec7u VN\u0110, b\u1ea1n s\u1ebd m\u1ea5t 400.000 VN\u0110 ph\u00ed r\u00fat ti\u1ec1n.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng ngay t\u1eeb th\u1eddi \u0111i\u1ec3m r\u00fat ti\u1ec1n, th\u01b0\u1eddng t\u1eeb 20% \u0111\u1ebfn 30%\/n\u0103m, cao h\u01a1n nhi\u1ec1u so v\u1edbi l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng cho c\u00e1c giao d\u1ecbch mua s\u1eafm.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">R\u00fat ti\u1ec1n m\u1eb7t t\u1eeb th\u1ebb t\u00edn d\u1ee5ng th\u01b0\u1eddng \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng xem l\u00e0 d\u1ea5u hi\u1ec7u qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh kh\u00f4ng t\u1ed1t, c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a b\u1ea1n.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">V\u00ec nh\u1eefng b\u1ea5t l\u1ee3i n\u00e0y, nhi\u1ec1u ng\u01b0\u1eddi t\u00ecm \u0111\u1ebfn h\u00ecnh th\u1ee9c qu\u1eb9t th\u1ebb POS \u0111\u1ec3 l\u1ea5y ti\u1ec1n m\u1eb7t, d\u00f9 \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 ph\u01b0\u01a1ng ph\u00e1p h\u1ee3p ph\u00e1p.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-41192 size-full\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/quet-the-pos-lay-tien-mat-02-1.webp\" alt=\"qu\u1eb9t th\u1ebb pos l\u1ea5y ti\u1ec1n m\u1eb7t\" width=\"650\" height=\"432\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Quet_the_POS_lay_tien_mat_tai_diem_chap_nhan_the\"><\/span><b>Qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t t\u1ea1i \u0111i\u1ec3m ch\u1ea5p nh\u1eadn th\u1ebb<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">H\u00ecnh th\u1ee9c qu\u1eb9t th\u1ebb POS \u0111\u1ec3 l\u1ea5y ti\u1ec1n m\u1eb7t th\u01b0\u1eddng di\u1ec5n ra t\u1ea1i c\u00e1c c\u1eeda h\u00e0ng ho\u1eb7c \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb c\u00f3 li\u00ean k\u1ebft v\u1edbi ng\u00e2n h\u00e0ng. Quy tr\u00ecnh c\u01a1 b\u1ea3n nh\u01b0 sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u1ee7 th\u1ebb c\u1ea7n c\u00f3 th\u1ebb t\u00edn d\u1ee5ng (credit card) v\u1edbi h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng c\u00f2n l\u1ea1i \u0111\u1ee7 \u0111\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ch\u1ee7 th\u1ebb v\u00e0 \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb (c\u1eeda h\u00e0ng) th\u1ecfa thu\u1eadn v\u1ec1 s\u1ed1 ti\u1ec1n c\u1ea7n r\u00fat v\u00e0 m\u1ee9c ph\u00ed d\u1ecbch v\u1ee5 (th\u01b0\u1eddng t\u1eeb 1,5% \u0111\u1ebfn 3% s\u1ed1 ti\u1ec1n r\u00fat, t\u00f9y n\u01a1i).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Th\u1ef1c hi\u1ec7n giao d\u1ecbch kh\u1ed1ng<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Ch\u1ee7 th\u1ebb qu\u1eb9t th\u1ebb t\u00edn d\u1ee5ng qua m\u00e1y POS nh\u01b0 m\u1ed9t giao d\u1ecbch thanh to\u00e1n th\u00f4ng th\u01b0\u1eddng.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Thay v\u00ec nh\u1eadn h\u00e0ng h\u00f3a ho\u1eb7c d\u1ecbch v\u1ee5, c\u1eeda h\u00e0ng s\u1ebd tr\u1ea3 l\u1ea1i ti\u1ec1n m\u1eb7t cho ch\u1ee7 th\u1ebb sau khi tr\u1eeb ph\u00ed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">V\u00ed d\u1ee5: N\u1ebfu b\u1ea1n qu\u1eb9t th\u1ebb 100 tri\u1ec7u VN\u0110, c\u1eeda h\u00e0ng c\u00f3 th\u1ec3 thu ph\u00ed 2%, t\u1ee9c l\u00e0 b\u1ea1n nh\u1eadn l\u1ea1i 98 tri\u1ec7u VN\u0110 ti\u1ec1n m\u1eb7t.<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-41189\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/04\/quet-the-pos-lay-tien-mat-01.webp\" alt=\"qu\u1eb9t th\u1ebb pos l\u1ea5y ti\u1ec1n m\u1eb7t\" width=\"650\" height=\"239\" \/><\/p>\n<p><span style=\"font-weight: 400;\">L\u1ee3i \u00edch c\u1ee7a vi\u1ec7c qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t l\u00e0 ch\u1ee7 th\u1ebb c\u00f3 th\u1ec3 r\u00fat \u0111\u01b0\u1ee3c to\u00e0n b\u1ed9 h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng (100%) v\u00e0 \u0111\u01b0\u1ee3c mi\u1ec5n l\u00e3i t\u1ed1i \u0111a 45 ng\u00e0y (t\u00f9y ng\u00e2n h\u00e0ng), thay v\u00ec ch\u1ecbu l\u00e3i su\u1ea5t ngay l\u1eadp t\u1ee9c nh\u01b0 r\u00fat ti\u1ec1n qua ATM. Tuy nhi\u00ean, \u0111\u00e2y l\u00e0 h\u00ecnh th\u1ee9c giao d\u1ecbch kh\u1ed1ng, vi ph\u1ea1m quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Rui_ro_khi_quet_the_POS_lay_tien_mat\"><\/span><span style=\"color: #3366ff;\"><b>R\u1ee7i ro khi qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">H\u00ecnh th\u1ee9c qu\u1eb9t th\u1ebb POS \u0111\u1ec3 l\u1ea5y ti\u1ec1n m\u1eb7t tuy c\u00f3 v\u1ebb ti\u1ec7n l\u1ee3i nh\u01b0ng ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro nghi\u00eam tr\u1ecdng:<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Rui_ro_phap_ly\"><\/span><b>R\u1ee7i ro ph\u00e1p l\u00fd<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Theo Ngh\u1ecb \u0111\u1ecbnh 96\/2014\/N\u0110-CP v\u1ec1 x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng, vi\u1ec7c th\u1ef1c hi\u1ec7n giao d\u1ecbch kh\u1ed1ng qua m\u00e1y POS l\u00e0 h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt. C\u1ea3 ch\u1ee7 th\u1ebb v\u00e0 \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t t\u1eeb 15 \u0111\u1ebfn 30 tri\u1ec7u VN\u0110.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c giao d\u1ecbch kh\u1ed1ng c\u00f3 th\u1ec3 g\u00e2y r\u1ed1i lo\u1ea1n h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh, l\u00e0m gia t\u0103ng n\u1ee3 x\u1ea5u v\u00e0 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a n\u1ec1n kinh t\u1ebf.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Rui_ro_tai_chinh\"><\/span><b>R\u1ee7i ro t\u00e0i ch\u00ednh<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u1ebfu ch\u1ee7 th\u1ebb s\u1eed d\u1ee5ng h\u1ebft h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng m\u00e0 kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch tr\u1ea3 n\u1ee3, h\u1ecd d\u1ec5 r\u01a1i v\u00e0o t\u00ecnh tr\u1ea1ng n\u1ee3 n\u1ea7n k\u00e9o d\u00e0i, \u0111\u1eb7c bi\u1ec7t khi \u00e1p d\u1ee5ng chi\u00eau &#8220;xoay v\u00f2ng kho\u1ea3n vay&#8221;.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u1ebfu kh\u00f4ng thanh to\u00e1n \u0111\u00fang h\u1ea1n, ch\u1ee7 th\u1ebb s\u1ebd b\u1ecb ph\u1ea1t ph\u00ed tr\u1ea3 ch\u1eadm (th\u01b0\u1eddng t\u1eeb 4% \u0111\u1ebfn 6% s\u1ed1 ti\u1ec1n ch\u1eadm tr\u1ea3) v\u00e0 ch\u1ecbu l\u00e3i su\u1ea5t cao.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vi\u1ec7c kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn n\u1ee3 x\u1ea5u, l\u00e0m gi\u1ea3m \u0111i\u1ec3m t\u00edn d\u1ee5ng v\u00e0 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn kh\u1ea3 n\u0103ng vay v\u1ed1n trong t\u01b0\u01a1ng lai.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Rui_ro_bao_mat\"><\/span><b>R\u1ee7i ro b\u1ea3o m\u1eadt<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">C\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn th\u1ebb kh\u00f4ng uy t\u00edn c\u00f3 th\u1ec3 \u0111\u00e1nh c\u1eafp th\u00f4ng tin th\u1ebb t\u00edn d\u1ee5ng (s\u1ed1 th\u1ebb, m\u00e3 CVV) \u0111\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch gian l\u1eadn.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">D\u00f9 giao d\u1ecbch l\u00e0 kh\u1ed1ng, c\u00e1c c\u1eeda h\u00e0ng v\u1eabn xu\u1ea5t h\u00f3a \u0111\u01a1n, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c h\u00e0nh vi gian l\u1eadn ho\u1eb7c s\u1eed d\u1ee5ng th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a ch\u1ee7 th\u1ebb v\u00e0o m\u1ee5c \u0111\u00edch b\u1ea5t h\u1ee3p ph\u00e1p.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Luu_y_tranh_rui_ro_khi_quet_the_POS_lay_tien_mat\"><\/span><strong>L\u01b0u \u00fd tr\u00e1nh r\u1ee7i ro khi qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"flex flex-col text-sm pb-25\">\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"deee2d00-1a97-4ba4-9883-299e79cc710b\" data-testid=\"conversation-turn-4\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @w-sm\/main:[--thread-content-margin:--spacing(6)] @w-lg\/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"e6790dd7-91ff-4f3d-b5b4-0e82a7d7648f\" data-message-model-slug=\"gpt-5-2\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words dark markdown-new-styling\">\n<p data-start=\"3169\" data-end=\"3201\">\u0110\u1ec3 tr\u00e1nh r\u1ee7i ro, ng\u01b0\u1eddi d\u00f9ng c\u1ea7n:<\/p>\n<ul data-start=\"3203\" data-end=\"3461\">\n<li data-section-id=\"16hl7ed\" data-start=\"3203\" data-end=\"3256\">Ch\u1ec9 s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u00fang m\u1ee5c \u0111\u00edch thanh to\u00e1n<\/li>\n<li data-section-id=\"1sgpg3y\" data-start=\"3257\" data-end=\"3294\">Kh\u00f4ng th\u1ef1c hi\u1ec7n giao d\u1ecbch \u201ckh\u1ed1ng\u201d<\/li>\n<li data-section-id=\"1jtti3d\" data-start=\"3295\" data-end=\"3339\">L\u1ef1a ch\u1ecdn c\u00e1c \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn th\u1ebb uy t\u00edn<\/li>\n<li data-section-id=\"1ignf1d\" data-start=\"3340\" data-end=\"3461\">Doanh nghi\u1ec7p n\u00ean tri\u1ec3n khai <a href=\"https:\/\/doitac.vtcpay.vn\/\"><strong data-start=\"3370\" data-end=\"3412\">POS t\u1eeb c\u1ed5ng thanh to\u00e1n nh\u01b0 VTC Pay<\/strong> <\/a>\u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh minh b\u1ea1ch, h\u1ee3p ph\u00e1p v\u00e0 an to\u00e0n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-40449\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2026\/02\/dich-vu-trung-gian-thanh-toan-pho-bien-6.webp\" alt=\"d\u1ecbch v\u1ee5 trung gian thanh to\u00e1n l\u00e0 g\u00ec\" width=\"650\" height=\"324\" \/><\/p>\n<p data-start=\"1540\" data-end=\"1636\">Hi\u1ec7n nay, <a href=\"https:\/\/doitac.vtcpay.vn\/\">c\u1ed5ng thanh to\u00e1n VTC Pay<\/a> cung c\u1ea5p gi\u1ea3i ph\u00e1p POS hi\u1ec7n \u0111\u1ea1i gi\u00fap doanh nghi\u1ec7p:<\/p>\n<ul data-start=\"1638\" data-end=\"1789\">\n<li data-section-id=\"ou13lh\" data-start=\"1638\" data-end=\"1688\">Ch\u1ea5p nh\u1eadn thanh to\u00e1n th\u1ebb nhanh ch\u00f3ng, ti\u1ec7n l\u1ee3i<\/li>\n<li data-section-id=\"8ovs7i\" data-start=\"1689\" data-end=\"1729\">Qu\u1ea3n l\u00fd giao d\u1ecbch minh b\u1ea1ch, r\u00f5 r\u00e0ng<\/li>\n<li data-section-id=\"1m5qsfa\" data-start=\"1730\" data-end=\"1757\">H\u1ea1n ch\u1ebf r\u1ee7i ro ti\u1ec1n m\u1eb7t<\/li>\n<li data-section-id=\"1i0k78w\" data-start=\"1758\" data-end=\"1789\">T\u0103ng tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><a href=\"https:\/\/doitac.vtcpay.vn\/\"><strong data-start=\"367\" data-end=\"410\">B\u1eaft \u0111\u1ea7u s\u1eed d\u1ee5ng c\u1ed5ng thanh to\u00e1n VTC Pay<\/strong> \u0111\u1ec3 qu\u1ea3n l\u00fd giao d\u1ecbch d\u1ec5 d\u00e0ng, thanh to\u00e1n nhanh ch\u00f3ng ngay b\u00e2y gi\u1edd!<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span><span style=\"color: #3366ff;\"><b>K\u1ebft lu\u1eadn<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">H\u00ecnh th\u1ee9c <\/span><b>qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t<\/b><span style=\"font-weight: 400;\"> c\u00f3 th\u1ec3 mang l\u1ea1i ti\u1ec7n \u00edch t\u1ea1m th\u1eddi nh\u01b0ng \u0111i k\u00e8m v\u1edbi nhi\u1ec1u r\u1ee7i ro ph\u00e1p l\u00fd, t\u00e0i ch\u00ednh v\u00e0 b\u1ea3o m\u1eadt. Thay v\u00ec m\u1ea1o hi\u1ec3m, b\u1ea1n n\u00ean s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u00fang m\u1ee5c \u0111\u00edch v\u00e0 l\u1ef1a ch\u1ecdn c\u00e1c ph\u01b0\u01a1ng th\u1ee9c qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh h\u1ee3p ph\u00e1p.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u1eaft \u0111\u1ea7u h\u00e0nh tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ngay h\u00f4m nay v\u1edbi c\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n h\u1ee3p ph\u00e1p v\u00e0 an to\u00e0n!\u00a0<\/span><\/p>\n<p><strong>Xem th\u00eam<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/vtcpay.vn\/blog\/cong-thanh-toan-vtc-pay.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">C\u1ed5ng thanh to\u00e1n VTC Pay: Gi\u1ea3i ph\u00e1p thanh to\u00e1n an to\u00e0n &amp; ti\u1ec7n l\u1ee3i<\/span><\/a><\/li>\n<li><a href=\"https:\/\/vtcpay.vn\/blog\/may-pos-vietcombank-va-thong-tin-bieu-phi.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Kh\u00e1m ph\u00e1 m\u00e1y POS Vietcombank v\u00e0 th\u00f4ng tin bi\u1ec3u ph\u00ed<\/span><\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>H\u00ecnh th\u1ee9c qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t l\u00e0 m\u1ed9t c\u00e1ch \u0111\u1ec3 t\u1eadn d\u1ee5ng h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng. Tuy nhi\u00ean, \u0111\u00e2y l\u00e0 m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro c\u1ea3 v\u1ec1 ph\u00e1p l\u00fd l\u1eabn t\u00e0i ch\u00ednh, v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt c\u00f4ng nh\u1eadn. Trong b\u00e0i vi\u1ebft n\u00e0y, VTC Pay Blog s\u1ebd l\u00e0m r\u00f5 kh\u00e1i [&hellip;]<\/p>\n","protected":false},"author":29,"featured_media":41190,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[191],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>L\u01b0u \u00fd v\u1ec1 vi\u1ec7c qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t<\/title>\n<meta name=\"description\" content=\"T\u00ecm hi\u1ec3u r\u1ee7i ro ph\u00e1p l\u00fd, t\u00e0i ch\u00ednh khi qu\u1eb9t th\u1ebb POS l\u1ea5y ti\u1ec1n m\u1eb7t v\u00e0 c\u00e1ch s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng an to\u00e0n, \u0111\u00fang lu\u1eadt \u0111\u1ec3 tr\u00e1nh h\u1eadu qu\u1ea3.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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