{"id":34117,"date":"2025-03-13T09:21:45","date_gmt":"2025-03-13T02:21:45","guid":{"rendered":"https:\/\/vtcpay.vn\/blog\/?p=34117"},"modified":"2025-03-13T09:24:12","modified_gmt":"2025-03-13T02:24:12","slug":"the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid","status":"publish","type":"post","link":"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html","title":{"rendered":"Th\u1ebb visa credit l\u00e0 g\u00ec? Ph\u00e2n bi\u1ec7t v\u1edbi Visa Debit v\u00e0 Visa Prepaid"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">N\u1ed9i dung ch\u00ednh<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d5c22a9a167\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d5c22a9a167\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#1_The_Visa_Credit_la_gi\" >1. Th\u1ebb Visa Credit l\u00e0 g\u00ec?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#11_Cach_hoat_dong_cua_the_Visa_Credit\" >1.1. C\u00e1ch ho\u1ea1t \u0111\u1ed9ng c\u1ee7a th\u1ebb Visa Credit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#12_Loi_ich_cua_the_Visa_Credit_la_gi\" >1.2. L\u1ee3i \u00edch c\u1ee7a th\u1ebb Visa Credit l\u00e0 g\u00ec?<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Thanh_toan_tai_diem_ban_hang_POS\" >Thanh to\u00e1n t\u1ea1i \u0111i\u1ec3m b\u00e1n h\u00e0ng (POS)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Thanh_toan_truc_tuyen\" >Thanh to\u00e1n tr\u1ef1c tuy\u1ebfn<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Rut_tien_mat_tai_ATM_va_ngan_hang\" >R\u00fat ti\u1ec1n m\u1eb7t t\u1ea1i ATM v\u00e0 ng\u00e2n h\u00e0ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Chuyen_khoan\" >Chuy\u1ec3n kho\u1ea3n<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#2_Phan_biet_the_Visa_Credit_Visa_Debit_va_Visa_Prepaid\" >2. Ph\u00e2n bi\u1ec7t th\u1ebb Visa Credit, Visa Debit v\u00e0 Visa Prepaid<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Visa_Credit_The_tin_dung\" >Visa Credit (Th\u1ebb t\u00edn d\u1ee5ng)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Visa_Debit_The_ghi_no\" >Visa Debit (Th\u1ebb ghi n\u1ee3)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Visa_Prepaid_The_tra_truoc\" >Visa Prepaid (Th\u1ebb tr\u1ea3 tr\u01b0\u1edbc)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Nguon_tien\" >Ngu\u1ed3n ti\u1ec1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Yeu_cau_mo_the\" >Y\u00eau c\u1ea7u m\u1edf th\u1ebb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Chuc_nang_rut_tien\" >Ch\u1ee9c n\u0103ng r\u00fat ti\u1ec1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Lai_suat\" >L\u00e3i su\u1ea5t<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Kha_nang_thanh_toan_va_quan_ly_chi_tieu\" >Kh\u1ea3 n\u0103ng thanh to\u00e1n v\u00e0 qu\u1ea3n l\u00fd chi ti\u00eau<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Uu_dai_va_tien_ich\" >\u01afu \u0111\u00e3i v\u00e0 ti\u1ec7n \u00edch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#Doi_tuong_su_dung\" >\u0110\u1ed1i t\u01b0\u1ee3ng s\u1eed d\u1ee5ng<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#3_Nen_chon_loai_the_nao\" >3. N\u00ean ch\u1ecdn lo\u1ea1i th\u1ebb n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\/#4_Ket_luan\" >4. K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n<div class=\"mceTemp\"><\/div>\n<p><span style=\"font-weight: 400;\">Ng\u00e0y nay, th\u1ebb Visa Credit \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t c\u00f4ng c\u1ee5 thanh to\u00e1n quen thu\u1ed9c, mang l\u1ea1i s\u1ef1 ti\u1ec7n l\u1ee3i v\u00e0 linh ho\u1ea1t cho ng\u01b0\u1eddi d\u00f9ng. Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i ai c\u0169ng hi\u1ec3u r\u00f5 v\u1ec1 lo\u1ea1i th\u1ebb n\u00e0y v\u00e0 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a n\u00f3. V\u1eady <a href=\"https:\/\/vtcpay.vn\/blog\/?p=34117&amp;preview=true\"><strong>th\u1ebb Visa Credit l\u00e0 g\u00ec<\/strong><\/a>? N\u00f3 kh\u00e1c bi\u1ec7t nh\u01b0 th\u1ebf n\u00e0o so v\u1edbi c\u00e1c lo\u1ea1i th\u1ebb Visa kh\u00e1c? Trong b\u00e0i vi\u1ebft n\u00e0y, <span style=\"color: #3366ff;\"><em><strong>VTC Pay Blog<\/strong><\/em><\/span> s\u1ebd gi\u00fap b\u1ea1n kh\u00e1m ph\u00e1 nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft v\u1ec1 th\u1ebb Visa Credit, t\u1eeb c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng, l\u1ee3i \u00edch, \u0111\u1ebfn nh\u1eefng l\u01b0u \u00fd quan tr\u1ecdng khi s\u1eed d\u1ee5ng.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"1_The_Visa_Credit_la_gi\"><\/span><span style=\"color: #3366ff;\"><b>1. Th\u1ebb Visa Credit l\u00e0 g\u00ec?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Th\u1ebb Visa Credit l\u00e0 lo\u1ea1i th\u1ebb t\u00edn d\u1ee5ng do t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh Visa ph\u00e1t h\u00e0nh, cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng chi ti\u00eau tr\u01b0\u1edbc, tr\u1ea3 ti\u1ec1n sau trong m\u1ed9t h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng nh\u1ea5t \u0111\u1ecbnh. Ch\u1ee7 th\u1ebb c\u00f3 th\u1ec3 thanh to\u00e1n h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5 ho\u1eb7c r\u00fat ti\u1ec1n m\u1eb7t m\u00e0 kh\u00f4ng c\u1ea7n c\u00f3 s\u1eb5n ti\u1ec1n trong t\u00e0i kho\u1ea3n, mi\u1ec5n l\u00e0 kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 h\u1ea1n m\u1ee9c cho ph\u00e9p.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Cach_hoat_dong_cua_the_Visa_Credit\"><\/span><b>1.1. C\u00e1ch ho\u1ea1t \u0111\u1ed9ng c\u1ee7a th\u1ebb Visa Credit<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Khi s\u1eed d\u1ee5ng Visa Credit \u0111\u1ec3 thanh to\u00e1n, ng\u00e2n h\u00e0ng s\u1ebd \u1ee9ng tr\u01b0\u1edbc s\u1ed1 ti\u1ec1n c\u1ea7n chi tr\u1ea3.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1eddi gian mi\u1ec5n l\u00e3i (th\u01b0\u1eddng t\u1eeb 30-45 ng\u00e0y) \u0111\u1ec3 ho\u00e0n tr\u1ea3 s\u1ed1 ti\u1ec1n \u0111\u00e3 chi ti\u00eau m\u00e0 kh\u00f4ng b\u1ecb t\u00ednh l\u00e3i.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u1ebfu thanh to\u00e1n ch\u1eadm ho\u1eb7c kh\u00f4ng \u0111\u1ee7, ng\u00e2n h\u00e0ng s\u1ebd t\u00ednh l\u00e3i su\u1ea5t d\u1ef1a tr\u00ean s\u1ed1 d\u01b0 n\u1ee3 c\u00f2n l\u1ea1i.<\/span><\/li>\n<\/ul>\n<figure id=\"attachment_34118\" aria-describedby=\"caption-attachment-34118\" style=\"width: 940px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-34118\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-01.png\" alt=\"Visa Credit l\u00e0 g\u00ec?\" width=\"940\" height=\"788\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-01.png 940w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-01-300x251.png 300w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-01-768x644.png 768w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-01-696x583.png 696w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-01-501x420.png 501w\" sizes=\"(max-width: 940px) 100vw, 940px\" \/><figcaption id=\"caption-attachment-34118\" class=\"wp-caption-text\">C\u00e1c c\u00e1ch ho\u1ea1t \u0111\u1ed9ng c\u1ee7a th\u1ebb Visa Credit<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"12_Loi_ich_cua_the_Visa_Credit_la_gi\"><\/span><strong>1.2. L\u1ee3i \u00edch c\u1ee7a th\u1ebb Visa Credit l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><span class=\"ez-toc-section\" id=\"Thanh_toan_tai_diem_ban_hang_POS\"><\/span><b>Thanh to\u00e1n t\u1ea1i \u0111i\u1ec3m b\u00e1n h\u00e0ng (POS)<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Th\u1ebb VISA cho ph\u00e9p th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t m\u1ed9t c\u00e1ch nhanh ch\u00f3ng v\u00e0 an to\u00e0n t\u1ea1i c\u00e1c c\u1eeda h\u00e0ng, si\u00eau th\u1ecb v\u00e0 c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn th\u1ebb VISA. Quy tr\u00ecnh thanh to\u00e1n \u0111\u01a1n gi\u1ea3n, ch\u1ec9 y\u00eau c\u1ea7u ch\u1ee7 th\u1ebb x\u00e1c nh\u1eadn giao d\u1ecbch b\u1eb1ng m\u00e3 PIN sau khi th\u1ebb \u0111\u01b0\u1ee3c qu\u1eb9t qua thi\u1ebft b\u1ecb POS.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Thanh_toan_truc_tuyen\"><\/span><b>Thanh to\u00e1n tr\u1ef1c tuy\u1ebfn<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">V\u1edbi th\u1ebb VISA, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch mua s\u1eafm tr\u1ef1c tuy\u1ebfn. Th\u00f4ng tin c\u1ea7n thi\u1ebft cho giao d\u1ecbch bao g\u1ed3m t\u00ean ch\u1ee7 th\u1ebb, s\u1ed1 th\u1ebb, th\u1eddi h\u1ea1n v\u00e0 m\u00e3 b\u1ea3o m\u1eadt CVV\/CVC, \u0111\u01b0\u1ee3c nh\u1eadp tr\u1ef1c ti\u1ebfp tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng thanh to\u00e1n tr\u1ef1c tuy\u1ebfn ho\u1eb7c \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Rut_tien_mat_tai_ATM_va_ngan_hang\"><\/span><b>R\u00fat ti\u1ec1n m\u1eb7t t\u1ea1i ATM v\u00e0 ng\u00e2n h\u00e0ng<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Th\u1ebb VISA c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 r\u00fat ti\u1ec1n m\u1eb7t t\u1ea1i c\u00e1c m\u00e1y ATM c\u00f3 bi\u1ec3u t\u01b0\u1ee3ng VISA tr\u00ean to\u00e0n c\u1ea7u. Ngo\u00e0i ra, ch\u1ee7 th\u1ebb c\u00f3 th\u1ec3 r\u00fat ti\u1ec1n m\u1eb7t tr\u1ef1c ti\u1ebfp t\u1ea1i c\u00e1c chi nh\u00e1nh ng\u00e2n h\u00e0ng b\u1eb1ng c\u00e1ch xu\u1ea5t tr\u00ecnh th\u1ebb VISA v\u00e0 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n h\u1ee3p l\u1ec7.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Chuyen_khoan\"><\/span><b>Chuy\u1ec3n kho\u1ea3n<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Th\u1ebb VISA cho ph\u00e9p th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch chuy\u1ec3n kho\u1ea3n nhanh ch\u00f3ng v\u00e0 ti\u1ec7n l\u1ee3i th\u00f4ng qua \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng ho\u1eb7c d\u1ecbch v\u1ee5 Internet Banking. B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh th\u1ebb c\u00f2n cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n qu\u1ed1c t\u1ebf, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u giao d\u1ecbch xuy\u00ean bi\u00ean gi\u1edbi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ngo\u00e0i ra, trong b\u1ed1i c\u1ea3nh thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn, vi\u1ec7c l\u1ef1a ch\u1ecdn m\u1ed9t c\u1ed5ng thanh to\u00e1n uy t\u00edn v\u00e0 \u0111a d\u1ea1ng l\u00e0 v\u00f4 c\u00f9ng quan tr\u1ecdng. <\/span><a href=\"https:\/\/vtcpay.vn\/gioi-thieu-cong-thanh-toan\"><span style=\"font-weight: 400;\">VTC Pay<\/span><\/a><span style=\"font-weight: 400;\"> l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p thanh to\u00e1n \u0111a n\u1ec1n t\u1ea3ng, h\u1ed7 tr\u1ee3 c\u1ea3 thanh to\u00e1n n\u1ed9i \u0111\u1ecba v\u00e0 qu\u1ed1c t\u1ebf, t\u00edch h\u1ee3p nhanh ch\u00f3ng v\u00e0 b\u1ea3o m\u1eadt an to\u00e0n. V\u1edbi <a href=\"https:\/\/vtcpay.vn\/gioi-thieu-cong-thanh-toan\">C\u1ed5ng thanh to\u00e1n <\/a><\/span><a href=\"https:\/\/vtcpay.vn\/gioi-thieu-cong-thanh-toan\"><span style=\"font-weight: 400;\">VTC Pay<\/span><\/a><span style=\"font-weight: 400;\">, b\u1ea1n c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch thanh to\u00e1n tr\u1ef1c tuy\u1ebfn m\u1ed9t c\u00e1ch thu\u1eadn ti\u1ec7n v\u00e0 an to\u00e0n.<\/span><\/p>\n<figure id=\"attachment_34119\" aria-describedby=\"caption-attachment-34119\" style=\"width: 940px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-34119\" src=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-02.png\" alt=\"Visa Credit l\u00e0 g\u00ec?\" width=\"940\" height=\"788\" srcset=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-02.png 940w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-02-300x251.png 300w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-02-768x644.png 768w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-02-696x583.png 696w, https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-02-501x420.png 501w\" sizes=\"(max-width: 940px) 100vw, 940px\" \/><figcaption id=\"caption-attachment-34119\" class=\"wp-caption-text\">C\u00e1c l\u1ee3i \u00edch tuy\u1ec7t v\u1eddi c\u1ee7a th\u1ebb Visa Credit<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"2_Phan_biet_the_Visa_Credit_Visa_Debit_va_Visa_Prepaid\"><\/span><span style=\"color: #3366ff;\"><b>2. Ph\u00e2n bi\u1ec7t th\u1ebb Visa Credit, Visa Debit v\u00e0 Visa Prepaid<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<td><strong>\u0110\u1eb7c \u0111i\u1ec3m<\/strong><\/td>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Visa_Credit_The_tin_dung\"><\/span><strong>Visa Credit (Th\u1ebb t\u00edn d\u1ee5ng)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Visa_Debit_The_ghi_no\"><\/span><strong>Visa Debit (Th\u1ebb ghi n\u1ee3)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td>\n<h3><span class=\"ez-toc-section\" id=\"Visa_Prepaid_The_tra_truoc\"><\/span><strong>Visa Prepaid (Th\u1ebb tr\u1ea3 tr\u01b0\u1edbc)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Nguon_tien\"><\/span><strong>Ngu\u1ed3n ti\u1ec1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td><span style=\"font-weight: 400;\">Chi ti\u00eau tr\u01b0\u1edbc, tr\u1ea3 sau (ng\u00e2n h\u00e0ng c\u1ea5p h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">D\u00f9ng ti\u1ec1n c\u00f3 s\u1eb5n trong t\u00e0i kho\u1ea3n; li\u00ean k\u1ebft tr\u1ef1c ti\u1ebfp v\u1edbi t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng<\/span><\/td>\n<td><span style=\"font-weight: 400;\">N\u1ea1p bao nhi\u00eau d\u00f9ng b\u1ea5y nhi\u00eau<\/span><\/td>\n<\/tr>\n<tr>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Yeu_cau_mo_the\"><\/span><strong>Y\u00eau c\u1ea7u m\u1edf th\u1ebb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td><span style=\"font-weight: 400;\">C\u1ea7n ch\u1ee9ng minh thu nh\u1eadp, l\u1ecbch s\u1eed t\u00edn d\u1ee5ng t\u1ed1t, th\u1ee7 t\u1ee5c ph\u1ee9c t\u1ea1p<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ch\u1ec9 c\u1ea7n c\u00f3 t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, CCCD; kh\u00f4ng c\u1ea7n ch\u1ee9ng minh thu nh\u1eadp<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Kh\u00f4ng c\u1ea7n t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng ho\u1eb7c ch\u1ee9ng minh thu nh\u1eadp. Ch\u1ec9 c\u1ea7n CCCD<\/span><\/td>\n<\/tr>\n<tr>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Chuc_nang_rut_tien\"><\/span><strong>Ch\u1ee9c n\u0103ng r\u00fat ti\u1ec1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td><span style=\"font-weight: 400;\">R\u00fat \u0111\u01b0\u1ee3c nh\u01b0ng b\u1ecb t\u00ednh ph\u00ed cao<\/span><\/td>\n<td><span style=\"font-weight: 400;\">R\u00fat tr\u1ef1c ti\u1ebfp t\u1eeb t\u00e0i kho\u1ea3n<\/span><\/td>\n<td><span style=\"font-weight: 400;\">C\u00f3 th\u1ec3 r\u00fat t\u00f9y ch\u00ednh s\u00e1ch<\/span><\/td>\n<\/tr>\n<tr>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Lai_suat\"><\/span><strong>L\u00e3i su\u1ea5t<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td><span style=\"font-weight: 400;\">N\u1ebfu kh\u00f4ng thanh to\u00e1n to\u00e0n b\u1ed9 d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng tr\u01b0\u1edbc ng\u00e0y \u0111\u1ebfn h\u1ea1n, l\u00e3i su\u1ea5t s\u1ebd \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho s\u1ed1 d\u01b0 c\u00f2n l\u1ea1i.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">H\u1ea7u h\u1ebft c\u00e1c th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec1u c\u00f3 th\u1eddi gian mi\u1ec5n l\u00e3i su\u1ea5t (th\u01b0\u1eddng t\u1eeb 45 \u0111\u1ebfn 55 ng\u00e0y), gi\u00fap tr\u00e1nh b\u1ecb t\u00ednh l\u00e3i n\u1ebfu thanh to\u00e1n \u0111\u1ea7y \u0111\u1ee7 v\u00e0 \u0111\u00fang h\u1ea1n.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Kh\u00f4ng \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t,<\/span> <span style=\"font-weight: 400;\">v\u00ec th\u1ebb ghi n\u1ee3 li\u00ean k\u1ebft tr\u1ef1c ti\u1ebfp v\u1edbi t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a b\u1ea1n, b\u1ea1n ch\u1ec9 c\u00f3 th\u1ec3 chi ti\u00eau s\u1ed1 ti\u1ec1n c\u00f3 s\u1eb5n trong t\u00e0i kho\u1ea3n.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Kh\u00f4ng \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t v\u00ec kh\u00f4ng c\u00f3 kho\u1ea3n vay n\u00e0o ph\u00e1t sinh<\/span><\/td>\n<\/tr>\n<tr>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Kha_nang_thanh_toan_va_quan_ly_chi_tieu\"><\/span><strong>Kh\u1ea3 n\u0103ng thanh to\u00e1n v\u00e0 qu\u1ea3n l\u00fd chi ti\u00eau<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td><span style=\"font-weight: 400;\">Ch\u1ea5p nh\u1eadn thanh to\u00e1n t\u1ea1i c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn th\u1ebb VISA tr\u00ean to\u00e0n c\u1ea7u, mua s\u1eafm tr\u1ef1c tuy\u1ebfn v\u00e0 r\u00fat ti\u1ec1n t\u1ea1i ATM.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00f3 th\u1ec3 s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u1eb7t ph\u00f2ng kh\u00e1ch s\u1ea1n, thu\u00ea xe v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 y\u00eau c\u1ea7u th\u1ebb t\u00edn d\u1ee5ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Y\u00eau c\u1ea7u qu\u1ea3n l\u00fd chi ti\u00eau c\u1ea9n th\u1eadn \u0111\u1ec3 tr\u00e1nh n\u1ee3 qu\u00e1 h\u1ea1n v\u00e0 ph\u00ed l\u00e3i su\u1ea5t cao, nh\u01b0ng cho ph\u00e9p thi\u1ebft l\u1eadp k\u1ebf ho\u1ea1ch thanh to\u00e1n linh ho\u1ea1t.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ch\u1ea5p nh\u1eadn thanh to\u00e1n t\u1ea1i c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn th\u1ebb VISA tr\u00ean to\u00e0n c\u1ea7u, mua s\u1eafm tr\u1ef1c tuy\u1ebfn v\u00e0 r\u00fat ti\u1ec1n t\u1ea1i ATM.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">D\u1ec5 d\u00e0ng theo d\u00f5i v\u00e0 ki\u1ec3m so\u00e1t chi ti\u00eau th\u00f4ng qua s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n, lo\u1ea1i b\u1ecf lo l\u1eafng v\u1ec1 n\u1ee3 n\u1ea7n.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ch\u1ea5p nh\u1eadn thanh to\u00e1n t\u1ea1i c\u00e1c \u0111i\u1ec3m ch\u1ea5p nh\u1eadn th\u1ebb VISA tr\u00ean to\u00e0n c\u1ea7u, mua s\u1eafm tr\u1ef1c tuy\u1ebfn v\u00e0 r\u00fat ti\u1ec1n t\u1ea1i ATM.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kh\u00f4ng th\u1ec3 s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u1eb7t c\u1ecdc ho\u1eb7c thu\u00ea c\u00e1c d\u1ecbch v\u1ee5 y\u00eau c\u1ea7u th\u1ebb t\u00edn d\u1ee5ng (nh\u01b0 thu\u00ea xe, \u0111\u1eb7t ph\u00f2ng kh\u00e1ch s\u1ea1n).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Gi\u1edbi h\u1ea1n chi ti\u00eau trong ph\u1ea1m vi s\u1ed1 ti\u1ec1n \u0111\u00e3 n\u1ea1p, lo\u1ea1i b\u1ecf lo l\u1eafng v\u1ec1 n\u1ee3 n\u1ea7n ho\u1eb7c l\u00e3i su\u1ea5t, ph\u00f9 h\u1ee3p cho vi\u1ec7c qu\u1ea3n l\u00fd ng\u00e2n s\u00e1ch c\u00e1 nh\u00e2n ho\u1eb7c gia \u0111\u00ecnh.<\/span><\/td>\n<\/tr>\n<tr>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Uu_dai_va_tien_ich\"><\/span><strong>\u01afu \u0111\u00e3i v\u00e0 ti\u1ec7n \u00edch<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td><span style=\"font-weight: 400;\">Nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i, t\u00edch \u0111i\u1ec3m, ho\u00e0n ti\u1ec1n, gi\u1ea3m gi\u00e1 t\u1ea1i c\u00e1c \u0111\u1ed1i t\u00e1c li\u00ean k\u1ebft.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">H\u1ed7 tr\u1ee3 x\u00e2y d\u1ef1ng l\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u01afu \u0111\u00e3i th\u01b0\u1eddng \u00edt h\u01a1n so v\u1edbi th\u1ebb t\u00edn d\u1ee5ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ph\u00f9 h\u1ee3p cho vi\u1ec7c qu\u1ea3n l\u00fd chi ti\u00eau trong ph\u1ea1m vi s\u1ed1 ti\u1ec1n c\u00f3 s\u1eb5n.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ti\u1ec7n l\u1ee3i cho vi\u1ec7c t\u1eb7ng qu\u00e0, s\u1eed d\u1ee5ng khi \u0111i du l\u1ecbch, kh\u00f4ng c\u1ea7n t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng v\u00e0 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u1ecbch s\u1eed t\u00edn d\u1ee5ng.<\/span><\/td>\n<\/tr>\n<tr>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Doi_tuong_su_dung\"><\/span><strong>\u0110\u1ed1i t\u01b0\u1ee3ng s\u1eed d\u1ee5ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp \u1ed5n \u0111\u1ecbnh, mu\u1ed1n t\u1eadn d\u1ee5ng c\u00e1c \u01b0u \u0111\u00e3i v\u00e0 c\u00f3 kh\u1ea3 n\u0103ng qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh t\u1ed1t.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi mu\u1ed1n ki\u1ec3m so\u00e1t chi ti\u00eau trong ph\u1ea1m vi s\u1ed1 ti\u1ec1n c\u00f3 s\u1eb5n, kh\u00f4ng mu\u1ed1n vay n\u1ee3 ng\u00e2n h\u00e0ng.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi kh\u00f4ng c\u00f3 ho\u1eb7c kh\u00f4ng mu\u1ed1n s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, ng\u01b0\u1eddi mu\u1ed1n t\u1eb7ng th\u1ebb l\u00e0m qu\u00e0, ng\u01b0\u1eddi \u0111i du l\u1ecbch ho\u1eb7c c\u00f4ng t\u00e1c ng\u1eafn h\u1ea1n.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"3_Nen_chon_loai_the_nao\"><\/span><span style=\"color: #3366ff;\"><b>3. N\u00ean ch\u1ecdn lo\u1ea1i th\u1ebb n\u00e0o?<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u1ebfu c\u1ea7n chi ti\u00eau linh ho\u1ea1t, h\u01b0\u1edfng \u01b0u \u0111\u00e3i t\u00edn d\u1ee5ng, h\u00e3y ch\u1ecdn Visa Credit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u1ebfu mu\u1ed1n ki\u1ec3m so\u00e1t chi ti\u00eau, tr\u00e1nh n\u1ee3 n\u1ea7n, Visa Debit l\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u1ebfu c\u1ea7n th\u1ebb thanh to\u00e1n qu\u1ed1c t\u1ebf nhanh g\u1ecdn, kh\u00f4ng c\u1ea7n t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng, h\u00e3y d\u00f9ng Visa Prepaid.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"4_Ket_luan\"><\/span><strong><span style=\"color: #3366ff;\">4. K\u1ebft lu\u1eadn<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">B\u00e0i vi\u1ebft tr\u00ean \u0111\u00e3 tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi &#8220;Th\u1ebb visa credit l\u00e0 g\u00ec?&#8221;. C\u00f3 th\u1ec3 th\u1ea5y, th\u1ebb Visa Credit, Visa Debit, v\u00e0 Visa Prepaid \u0111\u1ec1u c\u00f3 nh\u1eefng \u01b0u \u0111i\u1ec3m ri\u00eang, t\u00f9y v\u00e0o nhu c\u1ea7u t\u00e0i ch\u00ednh m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn lo\u1ea1i th\u1ebb ph\u00f9 h\u1ee3p nh\u1ea5t. N\u1ebfu b\u1ea1n mu\u1ed1n linh ho\u1ea1t t\u00e0i ch\u00ednh, t\u1eadn h\u01b0\u1edfng \u01b0u \u0111\u00e3i t\u1eeb ng\u00e2n h\u00e0ng, th\u1ebb Visa Credit l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn \u0111\u00e1ng c\u00e2n nh\u1eafc.<\/span><\/p>\n<p><strong>Xem th\u00eam:<\/strong><\/p>\n<p><a href=\"https:\/\/vtcpay.vn\/blog\/xin-cap-visa-o-dau-huong-dan-chi-tiet-nhat-2025.html\"><span style=\"font-weight: 400;\">Xin c\u1ea5p visa \u1edf \u0111\u00e2u? H\u01b0\u1edbng d\u1eabn chi ti\u1ebft nh\u1ea5t 2025<\/span><\/a><\/p>\n<p><a href=\"https:\/\/vtcpay.vn\/blog\/huong-dan-dang-ky-the-visa-luu-y-gi-khi-mo-the-visa.html\"><span style=\"font-weight: 400;\">H\u01b0\u1edbng d\u1eabn \u0111\u0103ng k\u00fd th\u1ebb visa. L\u01b0u \u00fd g\u00ec khi m\u1edf th\u1ebb visa?<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ng\u00e0y nay, th\u1ebb Visa Credit \u0111\u00e3 tr\u1edf th\u00e0nh m\u1ed9t c\u00f4ng c\u1ee5 thanh to\u00e1n quen thu\u1ed9c, mang l\u1ea1i s\u1ef1 ti\u1ec7n l\u1ee3i v\u00e0 linh ho\u1ea1t cho ng\u01b0\u1eddi d\u00f9ng. Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i ai c\u0169ng hi\u1ec3u r\u00f5 v\u1ec1 lo\u1ea1i th\u1ebb n\u00e0y v\u00e0 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a n\u00f3. V\u1eady th\u1ebb Visa Credit l\u00e0 g\u00ec? N\u00f3 kh\u00e1c bi\u1ec7t nh\u01b0 [&hellip;]<\/p>\n","protected":false},"author":29,"featured_media":34118,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[191],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Th\u1ebb visa credit l\u00e0 g\u00ec? Ph\u00e2n bi\u1ec7t v\u1edbi Visa Debit v\u00e0 Visa Prepaid<\/title>\n<meta name=\"description\" content=\"B\u1ea1n t\u00f2 m\u00f2 Visa Credit l\u00e0 g\u00ec v\u00e0 c\u00e1ch ho\u1ea1t \u0111\u1ed9ng c\u1ee7a n\u00f31? B\u00e0i vi\u1ebft so s\u00e1nh chi ti\u1ebft Visa Credit, Debit, Prepaid, gi\u00fap b\u1ea1n ch\u1ecdn th\u1ebb ph\u00f9 h\u1ee3p nh\u1ea5t.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Th\u1ebb visa credit l\u00e0 g\u00ec? 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B\u00e0i vi\u1ebft so s\u00e1nh chi ti\u1ebft Visa Credit, Debit, Prepaid, gi\u00fap b\u1ea1n ch\u1ecdn th\u1ebb ph\u00f9 h\u1ee3p nh\u1ea5t.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\" \/>\n<meta property=\"og:site_name\" content=\"VTC Pay Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/vidientuvtcpay\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-13T02:21:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-13T02:24:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vtcpay.vn\/blog\/wp-content\/uploads\/2025\/03\/visa-credit-la-gi-01.png\" \/>\n\t<meta property=\"og:image:width\" content=\"940\" \/>\n\t<meta property=\"og:image:height\" content=\"788\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"H\u00e0 Trang\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@vidientuvtcpay\" \/>\n<meta name=\"twitter:site\" content=\"@vidientuvtcpay\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"H\u00e0 Trang\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\",\"url\":\"https:\/\/vtcpay.vn\/blog\/the-visa-credit-la-gi-phan-biet-voi-visa-debit-va-visa-prepaid.html\",\"name\":\"Th\u1ebb visa credit l\u00e0 g\u00ec? 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